Chesapeake City property record for 609 Waters Rd, Chesapeake, VA 23322
| Property Type | Exempt (Full or Partial) |
|---|---|
| Details | 4 bd · 3 ba · 3,073 sqft · built 2004 |
| Lot Size | 0.344 acres (15,028 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,323 (2019) |
| Deeds & Mortgages | Feb 2018 Mortgage Dec 2020 Refinance + 2 more |
| APN | 0593015000030 |
| Primary APN | 0593015000030 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,073 sqft Total Area |
| Gross Area | 4,486 sqft |
| 1st Floor Area | 960 sqft |
| Upper Floors Area | 960 sqft |
| Attic Area | 960 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 15,028 sqft (0.344 acres) |
| Lot Dimensions | 155 ft deep x 97 ft wide |
| Garage Type | Attached |
| Garage Area | 457 sqft |
| Pool Area | 684 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 56 sqft |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 609 WATERS RD |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7343 |
| Property Category | Other |
| Property Type | Other > Exempt (Full or Partial) |
| Local Zoning Code | R15S: RESIDENTIAL |
| Legal Description | 3 ROLLINGWOOD ESTATES PH 1-A AMND |
| Legal Subdivision | ROLLINGWOOD ESTATES |
| Legal Lot Number | 3 |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 21010 |
Source: Chesapeake City records · APN 0593015000030
Assessment roll updated August 1, 2023 · Last verified September 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 WATERS RD, CHESAPEAKE, VA 23322-7343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 13, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC |
| Dec 07, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC |
| Dec 11, 2013 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Feb 09, 2005 | Warranty Deed, Transfer · Conventional Mortgage EQUIFIRST CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 08, 2010 |
| Deed Sale | Apr 08, 2010 |
| Deed Document Number | 0000080864 |
| Deed Book / Page | 5835 / 87 |
| Prior Transfer Date | Feb 09, 2005 |
| Prior Transfer Doc | 0000583587 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 609 WATERS RD, CHESAPEAKE, VA 23322-7343 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009883/234 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 9883/234 |
| Instrument | 180003742 |
| Name | QUICKEN LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 609 WATERS RD, CHESAPEAKE, VA 23322-7343 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10269/1504 |
|---|---|
| Date | Dec 07, 2020 |
| Book Page | 10269/1504 |
| Instrument | 200046028 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 609 WATERS RD, CHESAPEAKE, VA 23322-7343 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2026 |
| Name | Verified Name |
|---|
| Document Number | 009282/238 |
|---|---|
| Date | Dec 11, 2013 |
| Book Page | 9282/238 |
| Name | QUICKEN LOANS INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jan 01, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 09, 2005 |
| Property Address | 609 WATERS RD, CHESAPEAKE, VA 23322-7343 |
| Document Number | 0005835/87 |
| Book / Page | 5835 / 87 |
| Instrument Date | Nov 19, 2004 |
| Transaction Type | Transfer |
| Record Updated | May 07, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000583589 |
|---|---|
| Date | Feb 09, 2005 |
| Instrument | 5835/89 |
| Name | EQUIFIRST CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Chesapeake City records · Assessment roll updated August 1, 2023 · Last verified September 2023
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $532,300 (+16.81%) Land $165,000 Building $367,300 | $532,300 (+16.81%) Land $165,000 Building $367,300 | |
| 2022 | $455,700 Land $135,000 Building $320,700 | $455,700 Land $135,000 Building $320,700 | |
| 2019 | $4,323.00 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 units insured incl. 18 condo units |
| Nearby Flood Claims | 6 (1996–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
May also be available: T-Mobile USA.
Based on FCC filings for 323 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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