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609 Walnut St, Duluth, MN 55811 Property Records

St. Louis County property record for 609 Walnut St, Duluth, MN 55811 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1987
Square Footage2,042 sqft Gross Area
Lot Size21,676 sqft (0.497 acres)
OccupancyOwner Occupied
Last Sale$280,000 (2018)
Tax Bill$5,046.00 (2026)

Property Details

APN / Parcel Number

Primary APN010-0900-00470
Alternative APN
  • 1054318

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Building Area2,042 sqft Gross Area
1st Floor1,514 sqft 1st Floor
Basement Area264 sqft Basement
Finished Basement264 sqft Finished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialMetal Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Lot Area21,676 sqft (0.497 acres)
Garage Area528 sqft Garage

Exterior Amenities

Pool TypeSpa/Hot Tub (Only) Pool Type
Deck Area162 sqft Deck
SaunaSauna
Storage Building128 sqft Storage Building

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number1054318
Street Address609 WALNUT ST
CityDULUTH
StateMN
Zip55811-1910
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionEX W 80 FT SERIAL #
Legal SubdivisionDULUTH HEIGHTS GARDEN TRACTS
Legal Block4
Legal Lot Number10
JurisdictionST LOUIS MN
Minor Civil DivisionDULUTH
Census Blockgroup2
Census Block2015
Census Tract302

Owner

Source: St. Louis County records · APN 010-0900-00470

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address609 WALNUT ST, DULUTH, MN 55811-1910
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FIN'L
Jul 16, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
WELLS FARGO BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 16, 2018 · Amount on Record
Deed SaleJul 16, 2018 · Amount on Record
Prior SaleJul 22, 2011 · Amount on Record
Deed Doc Number20181000251
Record RefreshedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address609 WALNUT ST, DULUTH, MN 55811-1910
Document Number00T1026659
Instrument DateJun 15, 2020
Transaction TypeMortgage
Record UpdatedSep 01, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address609 WALNUT ST DULUTH MN 558111910, DULUTH, MN 55811-1910

Mortgage

Document Number00T1026659
DateJul 29, 2020
InstrumentT1026659
Lender
NameCARDINAL FIN'L
TypeFunding / Finance Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 28, 2035

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJul 16, 2018
Property Address609 WALNUT ST, DULUTH, MN 55811-1910
Document Number00A1000251
Instrument DateJul 13, 2018
InstrumentA1000251
Transaction TypeTransfer
Record UpdatedAug 02, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$924.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address609 WALNUT ST DULUTH MN 558111910, DULUTH, MN 55811-1910

Mortgage

Document NumberA1000252
DateJul 16, 2018
InstrumentA1000252
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJul 15, 2048

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$5,046.00 (+9.84%) Homeowner's exemption
2025$4,594.00 (-12.09%) Homeowner's exemption$438,700 (+25.95%) Land $73,800 Building $364,900$438,700 (+25.95%) Land $73,800 Building $364,900
2024$5,226.00$348,300 (+7.87%) Land $61,200 Building $287,100$348,300 (+7.87%) Land $61,200 Building $287,100
2022$322,900 Land $58,600 Building $264,300$322,900 Land $58,600 Building $264,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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