Burke County property record for 609 W Union St, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 6,125 sqft · built 1925 |
| Lot Size | 0.64 acres (27,878 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (May 2022) |
| Tax Bill | $4,467 (2025) |
| Deeds & Mortgages | May 2022 Sale Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1793943760 |
| Primary APN | 1793943760 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 1 Story |
| Building Area | 6,125 sqft Living Area |
| 1st Floor Area | 2,162 sqft |
| Basement Area | 553 sqft |
| Finished Basement | 2,162 sqft |
| Unfinished Basement | 553 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 27,878 sqft (0.64 acres) |
| Garage Type | Carport |
| Garage Area | 696 sqft |
| Carport | Carport |
| Carport Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 27 sqft |
| Deck Area | 16 sqft |
| Patio Area | 545 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 609 W UNION ST |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-4307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LOW INTENS |
| Legal Description | 609 W UNION ST MORGANTON, NC 28655 |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 21400 |
Source: Burke County records · APN 1793943760
Assessment roll updated September 25, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 W UNION ST, MORGANTON, NC 28655-4307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2022 | Warranty Deed, Transfer |
| Feb 03, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 05, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2022 · Amount on Record |
| Deed Sale | May 27, 2022 · Amount on Record |
| Deed Document Number | 202221021704 |
| Deed Book / Page | 2625 / 872 |
| Prior Transfer Date | Feb 24, 2006 |
| Prior Transfer Doc | 0015420079 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | May 27, 2022 |
| Property Address | 609 W UNION ST, MORGANTON, NC 28655-4307 |
| Document Number | 0026250872 |
| Book / Page | 2625 / 872 |
| Instrument Date | May 27, 2022 |
| Instrument | 2021021704 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,340.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 W UNION STRET, MORGANTON, NC 28655-4307 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 609 W UNION ST, MORGANTON, NC 28655-4307 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2022 |
| Title Company | STEWART TITLE GUARANTY COMMERCIAL, STEWART TTL GUARANY NON CA L |
| Name | Verified Name |
|---|---|
| Address | 609 W UNION ST, MORGANTON, NC 28655-4307 |
| Document Number | 0026010863 |
|---|---|
| Date | Feb 03, 2022 |
| Book Page | 2601/863 |
| Instrument | 2022017057 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BURKE NC |
| Property Address | 609 W UNION ST, MORGANTON, NC 28655-4307 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0024470945 |
|---|---|
| Date | Feb 05, 2020 |
| Book Page | 2447/0945 |
| Instrument | 2017036937 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Municipality | Morganton City |
| Unified School District | Burke County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,467.00 (+12.01%) | $769,943 (+10.53%) Land $151,199 Building $618,744 | $769,943 (+10.53%) Land $151,199 Building $618,744 |
| 2023 | $3,988.00 | $696,605 Land $151,199 Building $545,406 | $696,605 Land $151,199 Building $545,406 |
Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the West Union Street Historic District listed 1987 · 59 contributing resources · NRIS 87001931 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Morganton Cable | 1,000 / 50 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Spectrum, Verizon.
Based on FCC filings for 210 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF MORGANTON serves 27,221 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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