609 W Smith Dr, Pharr, TX 78577 Property Records

Hidalgo County property record for 609 W Smith Dr, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 2021
Lot Size	0.247 acres (10,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,000 (Sep 2020)
Tax Bill	$5,652 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Sep 2022 Line of Credit + 2 more
APN	`B404500000004000`

Property Details

APN / Parcel Number

Primary APN	`B404500000004000`
Alternative APN	`1234967`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,846 sqft Living Area
Gross Area	2,334 sqft
1st Floor Area	1,846 sqft
Flooring	Tile

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	10,748 sqft (0.247 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Patio Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	609 W SMITH DR
City	PHARR
State	TX
Zip	78577-0384
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRENTWOOD ESTATES LOT 40
Legal Subdivision	BRENTWOOD ESTATES - SPA
Legal Block	1
Legal Lot Number	40
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1006
Census Tract	21407

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 W SMITH DR, PHARR, TX 78577-0384
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage GATEWAY FIRST BANK
Sep 30, 2022	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU
Jan 26, 2021	Deed of Trust, Mortgage GATEWAY MTG CORP
Sep 21, 2020	Vendor's Lien, Transfer · Conventional Mortgage NAVY ARMY COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	20203149497
Prior Transfer Date	Sep 16, 2020
Prior Transfer Doc	0003149497
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	609 W SMITH DR, PHARR, TX 78577-0384
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	ENCORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003193537
Date	Feb 18, 2021
Instrument	3193537

Lender

Name	GATEWAY FIRST BANK
Type	Bank
Address	JENKS, OK 74037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 5, 2022

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	609 W SMITH DR, PHARR, TX 78577-0384
Transaction Type	Mortgage
Record Updated	Nov 18, 2022
Title Company	SSTC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003384873
Date	Sep 30, 2022
Instrument	3384873

Lender

Name	SECURITY SERVICE FCU
Type	Credit Union
Address	SAN ANTONIO, TX 78249

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Oct 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	609 W SMITH DR, PHARR, TX 78577-0384
Document Number	0003188608
Instrument Date	Jan 26, 2021
Transaction Type	Mortgage
Record Updated	Apr 15, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	601 W SMITH DR PHARR TX 785770384, PHARR, TX 78577-0384

Mortgage

Document Number	0003188608
Date	Jan 29, 2021
Instrument	3188608

Lender

Name	GATEWAY MTG CORP
Address	JENKS, OK 74037

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 28, 2051

September 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Sep 21, 2020
Property Address	609 W SMITH DR, PHARR, TX 78577-0384
Document Number	0003149497
Map Reference	FILE 3024043
Instrument Date	Sep 16, 2020
Instrument	3149497
Transaction Type	Transfer
Record Updated	Nov 18, 2022
Title Company	SIERRA TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2912 S JACKSON RD, 2912, MCALLEN, TX 78503-1870

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 N 33RD ST, HIDALGO, TX 78557-3778

Mortgage

Document Number	0003149498
Date	Sep 21, 2020
Instrument	3149498

Lender

Name	NAVY ARMY COMMUNITY CU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 1, 2030

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$290,501 (+1%)	$310,764 (+17.67%) Land $78,995 Building $231,769
2025	$5,652.00 (-14.69%) Homeowner's exemption	$264,092 (-2.46%) Land $78,995 Building $185,097	$264,092 (-7.34%) Land $78,995 Building $185,097
2024	$6,625.00 (+6.26%)
2023	$6,235.00 (-2.68%) Homeowner's exemption	$270,745 Land $66,636 Building $218,364	$285,000 Land $66,636 Building $218,364
2022	$6,407.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 653 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, TWIN.

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