609 W Prospect St, Jackson, MI 49203 Property Records

Jackson County property record for 609 W Prospect St, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1917
Lot Size	0.099 acres (4,312 sqft)
Owner	Individual Name on File
Last Sale	$99,900 (Aug 2021)
Tax Bill	$2,128 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`3-247100000`

Property Details

APN / Parcel Number

Primary APN	`3-247100000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,232 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	4,312 sqft (0.099 acres)
Lot Dimensions	137 ft deep x 54 ft wide

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	609 W PROSPECT ST
City	JACKSON
State	MI
Zip	49203-4012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	COM AT A POINT ON S LN OF PROSPECT BLVD 78 FT E OF E LN OF FOURTH ST TH E 54 FT TH S 5 RDS TH W 49 FT TH N 27.5 FT TH W 5 FT
Legal Subdivision	PROSPECT ADD
Legal Block	6
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	3
Census Block	3001
Census Tract	800

Owner

609 W Prospect St is owned and occupied by an individual who bought it in August 2021.

Source: Jackson County records, as of July 16, 2026

Owner of Record	Individual Name on File
Mailing Address	609 W PROSPECT ST, JACKSON, MI 49203-4012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 14, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Apr 14, 2021 · Amount on File
Deed Document Number	20212891469
Deed Book / Page	2194 / 79
Prior Transfer Date	Sep 29, 2011
Prior Transfer Doc	0002601772
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 12, 2021
Property Address	609 W PROSPECT ST, JACKSON, MI 49203-4012
Document Number	0002891469
Book / Page	2194 / 79
Instrument Date	Aug 6, 2021
Instrument	2891469
Transaction Type	Transfer
Record Updated	May 5, 2026
Title Company	MID AMERICAN TITLE AGENCY, MID MICHIGAN TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$860.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 W PROSPECT ST, JACKSON, MI 49203-4012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2037 E FRANKLIN DR, CANTON, MI 48187-2915

Mortgage

Document Number	0021940080
Date	Aug 12, 2021
Instrument	2194-0080

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Apr 14, 2021
Property Address	609 W PROSPECT ST, JACKSON, MI 49203-4012
Document Number	0002880412
Book / Page	2185 / 722
Map Reference	LB 4 PG 23
Instrument Date	Apr 7, 2021
Instrument	2880412
Transaction Type	Transfer
Record Updated	May 5, 2026

Transaction

Amount	Amount on Record
Tax	$283.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 W PROSPECT ST, JACKSON, MI 49203-4012

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1903, JACKSON, MI 49204-1903

Tax Assessment & Valuation

The 2025 property tax bill for 609 W Prospect St was $2,128 with a homeowner's exemption, down 0.8% from the year before.

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,800 (+10.5%)	$111,600 (+10.5%)
2025	$2,128.00 (-0.84%)	$50,500	$101,000
2024	$2,146.00
2023		$42,600	$85,200
2022	$2,106.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 W Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 W Prospect St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: T-Mobile.

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