609 W Pearson St, Hernando, FL 34442 Property Records

Citrus County property record for 609 W Pearson St, Hernando, FL 34442 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,744 sqft · built 1988
Lot Size	1.04 acres (45,323 sqft)
Owner	2 Owner Names on File
Last Sale	$154,000 (Aug 2001)
Tax Bill	$1,784 (2025)
Deeds & Mortgages	May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00510-012.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00510-012.0`
Alternative APNs	`1818S19E0110005100120` `2303743`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,744 sqft Living Area
1st Floor Area	1,764 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1988
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	45,323 sqft (1.04 acres)
Lot Dimensions	291 ft deep x 153 ft wide
Garage Area	936 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Finished/Screened Porch
Porch Area	311 sqft
Patio Area	115 sqft
Fence	Fence
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2303743
Old Parcel Number	1818S19E0110005100120
Street Address	609 W PEARSON ST
City	HERNANDO
State	FL
Zip	34442-4873
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 12 BLK 51
Legal Range	18E
Legal Township	18S
Legal Section	36
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	51
Legal Lot Number	12
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	3
Census Block	3021
Census Tract	450703

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00510-012.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	609 W PEARSON ST, HERNANDO, FL 34442-4873
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 02, 2001 · Amount on Record
Deed Sale	Aug 02, 2001 · Amount on Record
Deed Document Number	1205699
Deed Book / Page	1444 / 0229
Record Updated	Jun 08, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	609 W PEARSON ST, HERNANDO, FL 34442-4873
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030580975
Date	May 07, 2020
Book Page	3058/975
Instrument	2020023528

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,784.00 (+6.32%) Homeowner's exemption Additional exemption filed	$284,068 (-2.69%) Land $31,000 Building $253,068	$284,068 (-2.69%) Land $31,000 Building $253,068
2024	$1,678.00 (+2.88%) Homeowner's exemption Additional exemption filed	$291,913 (+1.18%) Land $29,500 Building $262,413	$291,913 (+1.18%) Land $29,500 Building $262,413
2023	$1,631.00 (+6.88%) Homeowner's exemption Additional exemption filed	$288,500 (+18.19%) Land $25,500 Building $263,000	$288,500 (+18.19%) Land $25,500 Building $263,000
2022	$1,526.00 Homeowner's exemption Additional exemption filed	$244,089 Land $17,250 Building $226,839	$244,089 Land $17,250 Building $226,839

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force 7 of 7 on primary residences

Wildfire

Wildfire Risk	Low above 37% of the US · above 11% of Florida
Wildfire Likelihood	About 1 in 1,695 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.