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609 W Olympia St, Hernando, FL 34442 Property Records

Citrus County property record for 609 W Olympia St, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,519 sqft · built 1987
Lot Size1.03 acres (45,146 sqft)
OwnerIndividual Name on File
Last Sale$355,000 (Jun 2025)
Tax Bill$2,158 (2025)
Deeds & MortgagesApr 2023 Mortgage
Jun 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00490-012.0

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00490-012.0
Alternative APNs
  • 1818S19E0110004900120
  • 2303107

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,519 sqft Living Area
1st Floor Area1,519 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialStucco
Construction TypeWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialFiberglass
Lot Area45,146 sqft (1.03 acres)
Lot Dimensions291 ft deep x 153 ft wide
Garage Area528 sqft
Parking Spaces7 Parking Spaces
Pool Area360 sqft
PorchFinished/Screened Porch
Porch Area348 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2303107
Old Parcel Number1818S19E0110004900120
Street Address609 W OLYMPIA ST
CityHERNANDO
StateFL
Zip34442-4869
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR CENTRAL RIDGE RESIDEN
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LT 12 BLK 49 DESC IN OR BK 672 PG 1187
Legal Range18E
Legal Township18S
Legal Section36
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block49
Legal Lot Number12
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group3
Census Block3020
Census Tract450703

Owner

609 W Olympia St is owned and occupied by an individual who bought it in June 2025.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address9 TILLER DR, EAST FALMOUTH, MA 02536-4957
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 10, 2023Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 25, 2019Deed of Trust, Mortgage · Conventional Mortgage
KELLER MORTGAGE LLC
May 7, 2019Warranty Deed, Transfer · Conventional Mortgage
KELLER MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 24, 2025 · Amount on File
Deed SaleJun 24, 2025 · Amount on File
Prior SaleMay 7, 2019 · Amount on File
Deed Document Number2025038230
Deed Book / Page3578 / 235
Record UpdatedJun 8, 2026

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address609 W OLYMPIA ST, HERNANDO, FL 34442-4869
Transaction TypeMortgage
Record UpdatedMay 4, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 W OLYMPIA ST, HERNANDO, FL 34442-4869

Mortgage

Document Number0033690265
DateApr 10, 2023
Book Page3369/265
Instrument2023020221
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2053

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address609 W OLYMPIA ST, HERNANDO, FL 34442-4869
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029852033
DateJun 25, 2019
Book Page2985/2033
Instrument2019033001
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
AddressDUBLIN, OH 43016
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2049

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMay 7, 2019
Property Address609 W OLYMPIA ST, HERNANDO, FL 34442-4869
Document Number0029740919
Book / Page2974 / 0919
Map ReferenceMB 9 PG 73-83
Instrument DateMay 7, 2019
Instrument2019023255
Transaction TypeTransfer
Record UpdatedNov 30, 2021
Title CompanyMANATEE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address507 PALMA CEIA PT, 507, INVERNESS, FL 34450-4332

Transferred To (Grantee/Buyer)

NameVerified Name
Address522 BRIDGE ST APT 2G, 2G, DANVILLE, VA 24541-1463

Mortgage

Document Number2019023256
DateMay 7, 2019
Instrument2019023256
Lender
NameKELLER MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 609 W Olympia St was $2,158 with exemptions applied, up 5.5% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,158.00 (+5.47%) Homeowner's exemption Additional exemption filed$232,266 (-2.08%) Land $31,000 Building $201,266$232,266 (-2.08%) Land $31,000 Building $201,266
2024$2,046.00 (+2.71%) Homeowner's exemption Additional exemption filed$237,208 (+2.01%) Land $29,500 Building $207,708$237,208 (+2.01%) Land $29,500 Building $207,708
2023$1,992.00 (+6.87%) Homeowner's exemption Additional exemption filed$232,535 (+20.03%) Land $25,500 Building $207,035$232,535 (+20.03%) Land $25,500 Building $207,035
2022$1,864.00 Homeowner's exemption Additional exemption filed$193,728 Land $17,250 Building $176,478$193,728 Land $17,250 Building $176,478

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 W Olympia St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 W Olympia St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITRUS CO UTL/CHARLES A. BLACK
serves 29,218 people · EPA ID FL6094948
Water SourceGroundwater
Last State InspectionOct 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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