Harnett County property record for 609 W James St, Lillington, NC 27546
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2 ba · 2,257 sqft · built 1975 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Jan 2022) |
| Tax Bill | $4,013 (2026) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10065017140001 |
| Primary APN | 10065017140001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,257 sqft Heated Area |
| 1st Floor Area | 1,575 sqft |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,087 sqft (0.53 acres) |
| Lot Dimensions | 221 ft deep x 107 ft wide |
| Garage Area | 506 sqft |
| Porch | Porch |
| Porch Area | 304 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 1500046871 |
|---|---|
| Street Address | 609 W JAMES ST |
| City | LILLINGTON |
| State | NC |
| Zip | 27546-6633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | 1 LOT W JAMES & 13TH ST 107X221 |
| Legal Lot Number | W |
| Jurisdiction | HARNETT NC |
| Township / Civil Division | LILLINGTON |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 70700 |
609 W James St is owned and occupied by an individual who bought it in January 2022.
Source: Harnett County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 W JAMES ST, LILLINGTON, NC 27546-6633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2022 | Warranty Deed, Transfer · FHA Mortgage HOMETOWN LENDERS INC |
| Jun 21, 2018 | Deed of Trust, Mortgage · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2022 · Amount on File |
| Deed Sale | Jan 7, 2022 · Amount on File |
| Prior Sale | Aug 31, 1976 |
| Deed Document Number | 2022493 |
| Deed Book / Page | 4099 / 96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARNETT NC |
| Recording Date | Jan 7, 2022 |
| Property Address | 609 W JAMES ST, LILLINGTON, NC 27546-6633 |
| Document Number | 0000000493 |
| Book / Page | 4099 / 96 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2022000493 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $500.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 81 WHIT CT, 81, ANGIER, NC 27501-5855 |
| Name | Verified Name |
|---|---|
| Address | 609 W JAMES ST, LILLINGTON, NC 27546-6633 |
| Document Number | 0000000494 |
|---|---|
| Date | Jan 7, 2022 |
| Book Page | 4099/100 |
| Instrument | 2022000494 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARNETT NC |
| Property Address | 609 W JAMES ST, LILLINGTON, NC 27546-6633 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008862 |
|---|---|
| Date | Jun 21, 2018 |
| Book Page | 3616/0223 |
| Instrument | 2018008862 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 6% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 6% |
The 2026 property tax bill for 609 W James St was $4,013.
Source: Harnett County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Harnett County |
| Municipality | Lillington Town |
| Unified School District | Harnett County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,013.00 | $319,184 | $319,184 Land $79,920 Building $239,264 |
| 2023 | $2,545.00 | $221,423 | $221,423 Land $40,730 Building $180,693 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 W James St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Sep 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 W James St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LILLINGTON WATER SYSTEM serves 3,847 people · EPA ID NC0343025 |
|---|---|
| Water Source | Purchased surface water from HARNETT REGIONAL WATER |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Brightspeed DSL · Fiber in parts of the area | 140 / 20 |
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