609 W 3rd St, Dubuque, IA 52001 Property Records

Dubuque County property record for 609 W 3rd St, Dubuque, IA 52001

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,464 sqft · built 1880
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Tax Bill$1,426 (2024)
Deeds & MortgagesSep 2022 Line of Credit
Sep 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN10-25-254-022

Property Details

APN / Parcel Number

Primary APN10-25-254-022

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area1,464 sqft Living Area
1st Floor Area840 sqft
Attic Area294 sqft
Basement Area840 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1880
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeWood Frame
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
Deck Area330 sqft
Patio Area150 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address609 W 3RD ST
CityDUBUQUE
StateIA
Zip52001-6602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCI
Legal DescriptionLOT 8 PROSPECT HILL
Legal SubdivisionLINCOLN
Legal Lot Number8
JurisdictionDUBUQUE IA
Township / Civil DivisionDUBUQUE
Census Block Group2
Census Block2002
Census Tract702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Fenelon Place Residential Historic District
listed 2015 · 174 contributing resources · NRIS 15000787

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 W 3RD ST, DUBUQUE, IA 52001-6602
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 15, 2022Deed of Trust, Mortgage · Line of Credit
DUPACO COMMUNITY CU
Sep 15, 2022Deed of Trust, Mortgage · Conventional Mortgage
DUPACO COMMUNITY CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 23, 2006
Deed SaleJan 23, 2006
Deed Document Number2006-00000987
Record UpdatedJun 7, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address609 W 3RD ST, DUBUQUE, IA 52001-6602
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011561
DateSep 15, 2022
Instrument2022-00011561
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52001
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueSep 14, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDUBUQUE IA
Property Address609 W 3RD ST, DUBUQUE, IA 52001-6602
Transaction TypeMortgage
Record UpdatedOct 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011560
DateSep 15, 2022
Instrument2022-00011560
Lender
NameDUPACO COMMUNITY CU
TypeCredit Union
AddressDUBUQUE, IA 52002
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueOct 1, 2032

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

TypeName
StateIowa
CountyDubuque County
MunicipalityDubuque City
Unified School DistrictDubuque Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$134,000 (+22.49%) Land $20,100 Building $113,900$134,000 (+22.49%) Land $20,100 Building $113,900
2024$1,426.00 (+8.52%)
2023$109,400 (+28.66%) Land $19,300 Building $90,100$109,400 (+28.66%) Land $19,300 Building $90,100
2022$1,314.00 Homeowner's exemption$85,030 Land $16,630 Building $68,400
2021$85,030 Land $16,630 Building $68,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDUBUQUE WATER WORKS
serves 59,667 people · EPA ID IA3126052
Water SourceGroundwater
Last State InspectionJan 2025
Lead5 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 497 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Comelec Internet Services, ImOn Communications, Nextlink, Verizon.

Nearby Properties on W 3rd St

Nearby Streets

Search Property Records by Address or Parcel Number