609 W 1st St, Plains, MT 59859 Property Records

Sanders County property record for 609 W 1st St, Plains, MT 59859

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,440 sqft · built 1975
Lot Size	0.266 acres (11,587 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Mar 2020)
Tax Bill	$1,010 (2026)
Deeds & Mortgages	Mar 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`R35386`

Property Details

APN / Parcel Number

Primary APN	`R35386`
Alternative APNs	`35-2979-27-4-34-01-0000` `0000000099`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	1,440 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	11,587 sqft (0.266 acres)
Lot Dimensions	130 ft deep x 89 ft wide
Garage Type	Mixed
Garage Area	672 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	156 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000000099
Street Address	609 W 1ST ST
City	PLAINS
State	MT
Zip	59859-7752
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	WILLIS ADD (PLAINS), S27, T20 N, R26 W, BLOCK 014, LOT 01A, ACRES 0.266
Legal Range	26W
Legal Township	20N
Legal Section	27
Legal Subdivision	WILLIS ADD (PLAINS)
Legal Block	14
Legal Lot Number	1A
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	2
Census Block	2121
Census Tract	100

Owner

609 W 1st St, a mobile home, is owned by two individuals who bought it in March 2020.

Source: Sanders County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 448, PLAINS, MT 59859-0448
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2020 · Amount on File
Deed Sale	Mar 17, 2020 · Amount on File
Deed Document Number	2020315913
Record Updated	Oct 29, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Mar 17, 2020
Property Address	609 W 1ST ST, PLAINS, MT 59859
Document Number	315913
Instrument Date	Mar 16, 2020
Instrument	315913
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 415, PLAINS, MT 59859-0415

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 448, PLAINS, MT 59859-0448

Mortgage

Document Number	315914
Date	Mar 17, 2020
Instrument	315914

Lender

Name	WHITEFISH CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 1, 2040

Tax Assessment & Valuation

The 2026 property tax bill for 609 W 1st St was $1,010, down 14.8% from the year before.

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Municipality	Plains Town
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,010.00 (-14.77%)	$177,933 (-)
2025	$1,185.00	$177,933	$177,933 Land $78,623 Building $99,310
2023	$1,252.00	$128,047	$128,047 Land $36,777 Building $91,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 W 1st St in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	6 (1997–2011)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jul 2011 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2011 · 2 claims Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 W 1st St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PLAINS serves 1,700 people · EPA ID MT0000305
Water Source	Groundwater
Last State Inspection	Apr 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500
T-Mobile Fixed Wireless	100 / 20