Franklin County property record for 609 Virginia Ave, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 960 sqft · built 1961 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,220 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage May 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-7-26.0-3-008-211.000 |
| Primary APN | 17-7-26.0-3-008-211.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Patio Area | 336 sqft |
| Street Address | 609 VIRGINIA AVE |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:72 CRESTVIEW |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 26 |
| Legal Quarter | SW |
| Legal Subdivision | CRESTVIEW |
| Legal Block | 8 |
| Legal Lot Number | 72 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 800605 |
609 Virginia Ave is owned and occupied by two individuals who acquired it in December 2020.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 VIRGINIA AVE, UNION, MO 63084-2239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 31, 2020 | Warranty Deed, Transfer BANK OF FRANKLIN CNTY |
| May 3, 2017 | Warranty Deed, Transfer · Line of Credit UNITED BK/UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2020 |
| Deed Sale | Dec 31, 2020 |
| Prior Sale | May 3, 2017 |
| Deed Document Number | 2022955 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Dec 31, 2020 |
| Property Address | 609 VIRGINIA AVE, UNION, MO 63084-2239 |
| Document Number | 0000022955 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 22955 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2021 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 VIRGINIA AVE UNION MO 630842239, UNION, MO 63084-2239 |
| Document Number | 22956 |
|---|---|
| Date | Dec 31, 2020 |
| Instrument | 22956 |
| Name | BANK OF FRANKLIN CNTY |
|---|---|
| Type | Bank |
| Address | WASHINGTON, MO 63090 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Dec 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 3, 2017 |
| Property Address | 609 VIRGINIA AVE, UNION, MO 63084-2239 |
| Document Number | 0000006502 |
| Instrument Date | May 3, 2017 |
| Instrument | 6502 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2017 |
| Title Company | FRANKLIN COUNTY TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3152 GOODES MILL RD VILLA RIDGE MO 630891511, VILLA RIDGE, MO 63089-1511 |
| Document Number | 6503 |
|---|---|
| Date | May 3, 2017 |
| Instrument | 6503 |
| Name | UNITED BK/UNION |
|---|---|
| Type | Bank |
| Address | UNION, MO 63084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 2, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 609 Virginia Ave was $1,220.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,220.00 | $20,467 | $107,720 Land $15,890 Building $91,830 |
| 2023 | $1,139.00 (+14.36%) | $18,952 | $99,750 Land $15,890 Building $83,860 |
| 2022 | $996.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2015–2017) |
| Most Recent Claim | May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Virginia Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless · DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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