Hillsborough County property record for 609 Vanderbaker Rd, Temple Terrace, FL 33617
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,062 sqft · built 2003 |
| Lot Size | 0.987 acres (42,993 sqft) |
| Owner | Individual Name on File |
| Last Sale | $88,000 (Nov 1994) |
| Tax Bill | $2,308 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Jan 2021 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 202385-0000 |
| Primary APN | 202385-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,062 sqft Living Area |
| Gross Area | 2,320 sqft |
| 1st Floor Area | 2,062 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Masonry/Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 42,993 sqft (0.987 acres) |
| Lot Dimensions | 330 ft deep x 150 ft wide |
| Porch | Screened Porch |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2023850000 |
|---|---|
| Street Address | 609 VANDERBAKER RD |
| City | TEMPLE TERRACE |
| State | FL |
| Zip | 33617-7848 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | LOT BEG 690 FT N OF SW COR OF SE 1/4 OF NW 1/4 AND RUN N 150 FT E 330 FT TO RD S 35 DEG 43 MIN E ALONG RD 60.99 FT W 128.15 FT S 100 FT AND W 237.75 FT TO BEG |
| Legal Range | 19E |
| Legal Township | 28S |
| Legal Section | 26 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 5 |
| Legal Lot Number | 95810 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | TAMPA |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 10600 |
609 Vanderbaker Rd is owned and occupied by an individual who acquired it in January 2021.
Source: Hillsborough County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 VANDERBAKER RD, TEMPLE TERRACE, FL 33617-7848 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HOME LOANS INC |
| Jan 20, 2021 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Sep 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 1994 · Amount on File |
| Deed Sale | Nov 2, 1994 · Amount on File |
| Deed Book / Page | 7572 / 384 |
| Last Transfer Date | Jan 18, 2021 |
| Transfer Doc | 0000027113 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 609 VANDERBAKER RD, TEMPLE TERRACE, FL 33617-7848 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV |
| Name | Verified Name |
|---|---|
| Address | 609 VANDERBAKER RD, TEMPLE TERRACE, FL 33617-7848 |
| Document Number | 2021074344 |
|---|---|
| Date | Feb 15, 2021 |
| Instrument | 2021074344 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jan 20, 2021 |
| Property Address | 609 VANDERBAKER RD, TEMPLE TERRACE, FL 33617-7848 |
| Document Number | 0000027113 |
| Instrument Date | Jan 18, 2021 |
| Instrument | 27113 |
| Transaction Type | Transfer |
| Record Updated | Feb 9, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 VANDERBAKER RD TEMPLE TERRACE FL 336177848, TEMPLE TERRACE, FL 33617-7848 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 609 VANDERBAKER RD, TEMPLE TERRACE, FL 33617-7848 |
| Document Number | 0269960255 |
| Instrument Date | Sep 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 VANDERBAKER RD TEMPLE TERRACE FL 336177848, TEMPLE TERRACE, FL 33617-7848 |
| Document Number | 0269960255 |
|---|---|
| Date | Oct 1, 2019 |
| Book Page | 026996/000255 |
| Instrument | 425265 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 30, 2034 |
The 2025 property tax bill for 609 Vanderbaker Rd was $2,308 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Municipality | Temple Terrace City |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,904 (+2.7%) | $458,149 (-0.86%) Land $206,712 Building $251,437 | |
| 2025 | $2,308.00 Homeowner's exemption | $160,569 | $462,115 Land $206,712 Building $255,403 |
| 2023 | $2,051.00 (+3.48%) Homeowner's exemption | $151,499 (+3%) | $406,517 (+9.82%) Land $155,034 Building $251,483 |
| 2022 | $1,982.00 Homeowner's exemption | $147,086 | $370,161 Land $155,034 Building $215,127 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Vanderbaker Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 8 (1985–2015) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2015 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Vanderbaker Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TEMPLE TERRACE UTILITY serves 31,250 people · EPA ID FL6291791 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures