609 Valley View Dr, #2, Pecatonica, IL 61063 Property Records

Winnebago County property record for 609 Valley View Dr, #2, Pecatonica, IL 61063

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 1999
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$112,000 (Dec 1999)
Tax Bill	$4,376 (2025)
Deeds & Mortgages	Jun 2020 Line of Credit Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-33-204-026`

Property Details

APN / Parcel Number

Primary APN	`09-33-204-026`
Alternative APNs	`933204026` `465A391`

Interior

Building Area	1,476 sqft Living Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	680 sqft

Location & Zoning

Account Number	465A391
Street Address	609 VALLEY VIEW DR
City	PECATONICA
State	IL
Zip	61063-9507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW EST OF PECATONICA UNIT 2 PT NE1/4 SEC 33-27-10 LOT 91
Legal Range	10
Legal Township	27
Legal Section	33
Legal Subdivision	VALLEY VIEW EST OF PECATONICA UNIT 2
Legal Lot Number	91
Legal Unit	2
Jurisdiction	WINNEBAGO IL
Township / Civil Division	PECATONICA
Census Block Group	2
Census Block	2043
Census Tract	4300

Owner

609 Valley View Dr, #2 is owned and occupied by an individual who acquired it in December 2018.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	609 VALLEY VIEW DR, PECATONICA, IL 61063-9507
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · Line of Credit BYRON BK
Oct 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage BYRON BK
Jan 11, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 1999 · Amount on File
Deed Sale	Dec 17, 1999 · Amount on File
Deed Document Number	199978576
Last Transfer Date	Dec 14, 2018
Transfer Doc	0001001000
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	609 VALLEY VIEW DR # 2, 2, PECATONICA, IL 61063-9507
Document Number	0001016449
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 VALLEY VIEW DR PECATONICA IL 610639507, PECATONICA, IL 61063-9507

Mortgage

Document Number	0001016449
Date	Jun 22, 2020
Instrument	1016449

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3.25%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	609 VALLEY VIEW DR # 2, 2, PECATONICA, IL 61063-9507
Document Number	0001037878
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	TITLE UNDERWRITERS AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 VALLEY VIEW DR PECATONICA IL 610639507, PECATONICA, IL 61063-9507

Mortgage

Document Number	0001037878
Date	Nov 13, 2019
Instrument	1037878

Lender

Name	BYRON BK
Type	Bank
Address	BYRON, IL 61010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 12, 2039

Interest

Rate	3.51%

January 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WINNEBAGO IL
Recording Date	Jan 11, 2019
Property Address	609 VALLEY VIEW DR # 2, 2, PECATONICA, IL 61063-9507
Document Number	0001001000
Instrument Date	Dec 14, 2018
Instrument	1001000
Transaction Type	Mortgage
Record Updated	Feb 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 VALLEY VIEW DR PECATONICA IL 610639507, PECATONICA, IL 61063-9507

Mortgage

Document Number	1001001
Date	Jan 11, 2019
Instrument	1001001

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

Interest

Rate	5.12%

Tax Assessment & Valuation

The 2025 property tax bill for 609 Valley View Dr, #2 was $4,376 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Pecatonica Township
Municipality	Pecatonica Village
Unified School District	Pecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,376.00	$66,489 Land $12,238 Building $54,251	$199,467 Land $36,714 Building $162,753
2022	Homeowner's exemption	$52,480 Land $9,660 Building $42,820	$157,440 Land $28,980 Building $128,460

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 Valley View Dr, #2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Valley View Dr, #2 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PECATONICA serves 2,195 people · EPA ID IL2010250
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
JCWIFI.com Fixed Wireless	200 / 200

May also be available: AaroBand.

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