609 Valentine St, Festus, MO 63028 Property Records

Jefferson County property record for 609 Valentine St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	1 ba · 864 sqft · built 1966
Lot Size	0.136 acres (5,931 sqft)
Owner	2 Individual Names on File
Last Sale	$235,011 (Apr 2026)
Tax Bill	$696 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`193.006.02016010`

Property Details

APN / Parcel Number

Primary APN	`193.006.02016010`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Construction Type	Frame
Lot Area	5,931 sqft (0.136 acres)
Lot Dimensions	150 ft deep x 40 ft wide
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	609 VALENTINE ST
City	FESTUS
State	MO
Zip	63028-1426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	VALENTINE HUBERS 1ST ADD LOT 75
Legal Range	6E
Legal Township	40N
Legal Section	06
Legal Subdivision	VALENTINE HUBERS 1ST ADD
Legal Block	5
Legal Lot Number	75
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	5
Census Block	5006
Census Tract	700801

Owner

609 Valentine St is owned and occupied by two individuals who bought it in April 2026.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 VALENTINE ST, FESTUS, MO 63028-1426
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Aug 16, 2023	Beneficiary Deed, Transfer
Mar 10, 2023	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Mar 23, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 9, 2022	Quit Claim Deed, Transfer Quitclaim
Mar 12, 2019	Warranty Deed, Transfer · VA Mortgage GUILD MORTGAGE CO
Mar 24, 2017	Loan Modification, Mortgage · Line of Credit COMMERCE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Prior Sale	Mar 10, 2023 · Amount on File
Deed Document Number	202611551
Prior Transfer Date	Feb 9, 2022
Prior Transfer Doc	0000004638
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Apr 30, 2026
Property Address	609 VALENTINE ST, FESTUS, MO 63028-1426
Document Number	0000011551
Instrument Date	Apr 29, 2026
Instrument	202611551
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	EXCEL TITLE CORPORATION, EXCEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 VALENTINE ST, FESTUS, MO 63028-1426

Mortgage

Document Number	0000011552,
Date	Apr 30, 2026
Instrument	202611552

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Aug 16, 2023
Property Address	609 VALENTINE ST, FESTUS, MO 63028-1426
Document Number	0000020119
Map Reference	MB 6 PG 12
Instrument Date	Aug 16, 2023
Instrument	2023R-020119
Transaction Type	Transfer
Record Updated	Sep 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 VALENTINE ST, FESTUS, MO 63028-1426

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 10, 2023
Property Address	609 VALENTINE ST, FESTUS, MO 63028-1426
Document Number	0000005758
Map Reference	MB 6 PG 12
Instrument Date	Mar 4, 2023
Instrument	2023R-005758
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27382 PENDLETON TRACE DR, SPRING, TX 77386-4267

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 VALENTINE ST, FESTUS, MO 63028-1426

Mortgage

Document Number	0000005759
Date	Mar 10, 2023
Instrument	2023R-005759

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 1, 2028
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	12.2%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	609 VALENTINE ST, FESTUS, MO 63028-1426
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	AMC SETTLEMENT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010021
Date	Mar 23, 2020
Instrument	2020R-010021

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Feb 9, 2022
Property Address	609 VALENTINE ST, FESTUS, MO 63028-1426
Document Number	0000004638
Map Reference	MB 6 PG 12
Instrument Date	Feb 9, 2022
Instrument	2022R-004638
Transaction Type	Transfer
Record Updated	Nov 6, 2023

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27382 PENDLETON TRACE DR, SPRING, TX 77386-4267

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 12, 2019
Property Address	609 VALENTINE ST, FESTUS, MO 63028-1426
Document Number	0000006602
Map Reference	MB 6 PG 12
Instrument Date	Mar 8, 2019
Instrument	2019R-006602
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1129 PARC CENTRAL DR, 1129, FESTUS, MO 63028-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 VALENTINE ST, FESTUS, MO 63028-1426

Mortgage

Document Number	0000006603
Date	Mar 12, 2019
Instrument	2019R-006603

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON MO
Property Address	609 VALENTINE ST, FESTUS, MO 63028-1426
Document Number	0000010187
Instrument Date	Mar 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 VALENTINE ST FESTUS MO 630281426, FESTUS, MO 63028-1426

Mortgage

Document Number	0000010187
Date	Apr 5, 2017
Instrument	10187

Lender

Name	COMMERCE BK
Type	Bank
Address	FESTUS, MO 63028

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 609 Valentine St was $696.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$13,300 (-) Land $1,500 Building $11,800	$70,300 (-) Land $8,100 Building $62,200
2025	$696.00	$13,300 Land $1,500 Building $11,800	$70,300 (-) Land $8,100 Building $62,200
2024	$696.00 (+2.2%)		$70,300 (+10.02%) Land $8,100 Building $62,200
2023	$681.00	$12,100 (-) Land $1,500 Building $10,600	$63,900 Land $8,100 Building $55,800
2022	$681.00	$12,100 Land $1,500 Building $10,600
2021			$63,900 Land $8,100 Building $55,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 609 Valentine St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1986–2009)
Claims Outside the SFHA	3 of 7
Most Recent Claim	May 2009 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 3 claims Severe Storms & Flooding, Sep 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 Valentine St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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