609 Twin Brook Ln, Joppa, MD 21085 Property Records

Harford County property record for 609 Twin Brook Ln, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,910 sqft · built 1969
Lot Size	1.54 acres (67,082 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 1989)
Tax Bill	$5,145 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-113299`

Property Details

APN / Parcel Number

Primary APN	`03-113299`
Alternative APNs	`3113299` `113299`

Interior

Full Baths	2 Baths
Building Area	1,910 sqft Total Area
Basement Area	1,662 sqft
Finished Basement	1,662 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	67,082 sqft (1.54 acres)
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	512 sqft
Porch	Slab
Porch Area	324 sqft
Patio Area	1,200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	113299
Street Address	609 TWIN BROOK LN
City	JOPPA
State	MD
Zip	21085-1109
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LT 8 1.548 AC 609 TWIN BROOK LANE TWIN BROOK EST PT 52/97
Legal Subdivision	TWIN BROOK ESTATES
Legal Lot Number	8
Jurisdiction	HARFORD MD
Township / Civil Division	3, BEL AIR
Census Block Group	2
Census Block	2004
Census Tract	303400

Owner

609 Twin Brook Ln is owned and occupied by two individuals who bought it in August 1989.

Source: Harford County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 TWIN BROOK LN, JOPPA, MD 21085-1109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 1989 · Amount on File
Deed Sale	Aug 4, 1989 · Amount on File
Deed Book / Page	1566 / 960
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	609 TWIN BROOK LN, JOPPA, MD 21085-1109
Transaction Type	Mortgage
Record Updated	Nov 17, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151660405
Date	Nov 8, 2021
Book Page	15166/405

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2041

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	609 TWIN BROOK LN, JOPPA, MD 21085-1109
Document Number	0127480159
Instrument Date	Mar 3, 2018
Transaction Type	Mortgage
Record Updated	Apr 4, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 TWIN BROOK LN JOPPA MD 210851109, JOPPA, MD 21085-1109

Mortgage

Document Number	0127480159
Date	Mar 23, 2018
Book Page	012748/000159

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 22, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 609 Twin Brook Ln was $5,145 with a homeowner's exemption, up 8.3% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,145.00 (+8.29%) Homeowner's exemption	$466,600	$490,000 Land $120,700 Building $369,300
2025	$4,751.00 Homeowner's exemption
2023		$411,700	$454,900 Land $120,700 Building $334,200
2022	$4,311.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Twin Brook Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Twin Brook Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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