609 Twilight Cir, Kalispell, MT 59901 Property Records

Flathead County property record for 609 Twilight Cir, Kalispell, MT 59901

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 960 sqft · built 1983
Lot Size	0.492 acres (21,432 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,400 (Jun 2014)
Tax Bill	$2,069 (2026)
Deeds & Mortgages	Mar 2023 Second Mortgage Nov 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0793184`

Property Details

APN / Parcel Number

Primary APN	`R0793184`
Alternative APNs	`07-4078-28-3-11-11-0000` `0000973255`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Finished Basement	960 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,432 sqft (0.492 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	112 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000973255
Street Address	609 TWILIGHT CIR
City	KALISPELL
State	MT
Zip	59901-2365
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1
Legal Description	SILVER SHADOW EST, S28, T29 N, R21 W, LOT 003
Legal Range	21W
Legal Township	29N
Legal Section	28
Legal Subdivision	SILVER SHADOW EST
Legal Lot Number	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	1
Census Block	1018
Census Tract	700

Owner

Source: Flathead County records, as of September 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 TWILIGHT CIR, KALISPELL, MT 59901-2365
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage WHITEFISH CU
Nov 2, 2022	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
Dec 18, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST INTERSTATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2014 · Amount on Record
Deed Sale	Jun 4, 2014 · Amount on Record
Prior Sale	Apr 29, 2013 · Amount on Record
Deed Document Number	20149588
Prior Transfer Date	Apr 24, 2013
Prior Transfer Doc	0000010245
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	609 TWILIGHT CIR, KALISPELL, MT 59901-2365
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	FLATHEAD PREMIER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300003219
Date	Mar 6, 2023
Instrument	202300003219

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 15, 2043

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	609 TWILIGHT CIR, KALISPELL, MT 59901-2365
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 TWILIGHT CIR, KALISPELL, MT 59901-2365

Mortgage

Document Number	202200028112
Date	Nov 2, 2022
Instrument	202200028112

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59904

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 28, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	609 TWILIGHT CIR, KALISPELL, MT 59901-2365
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700030834
Date	Dec 18, 2017
Instrument	201700030834

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of September 11, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Evergreen Elementary School District (PK - 08)
Secondary School District	Flathead High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,069.00 (-34.73%)	$488,000 (+30.94%)
2025			$488,000 (+30.94%) Land $147,300 Building $340,700
2023	$3,170.00	$372,700	$372,700 Land $78,002 Building $294,698

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FLATHEAD COUNTY WATER AND SEWER serves 9,520 people · EPA ID MT0001744
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Bullitt Communications Fixed Wireless	100 / 50

May also be available: MontanaSky Networks, Verizon, Vero Fiber.

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