609 Thomas Ave, Saint Paul, MN 55103 Property Records

Ramsey County property record for 609 Thomas Ave, Saint Paul, MN 55103 · Last verified May 2024

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,342 sqft Living Area
Lot Size	4,922 sqft (0.112 acres)
Occupancy	Owner Occupied
Last Sale	$188,000 (2020)
Tax Bill	$3,234.00 (2023)

Property Details

APN / Parcel Number

Primary APN	`36-29-23-22-0192`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,342 sqft Living Area
1st Floor	892 sqft 1st Floor
Stories	2 Stories

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1984
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	4,922 sqft (0.112 acres)
Depth X Width	124 ft x 40 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Street Address	609 THOMAS AVE
City	SAINT PAUL
State	MN
Zip	55103-1633
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MICHEL'S SUBDIVISION OF BLK 5 LOT 18 BLK 2
Legal Range	23
Legal Township	29
Legal Section	36
Legal Quarter	2
Legal Quarter Quarter	2
Legal Subdivision	MICHELS SUBDIVISION OF BLK 5
Legal Block	2,5
Legal Lot Number	18
Jurisdiction	RAMSEY MN
Minor Civil Division	ST. PAUL
Census Blockgroup	2
Census Block	2004
Census Tract	32600

Owner

Source: Ramsey County records · APN 36-29-23-22-0192

Assessment roll updated February 1, 2023 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	609 THOMAS AVE, SAINT PAUL, MN 55103-1633
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 04, 2020 · Amount on Record
Deed Sale	Feb 04, 2020 · Amount on Record
Prior Sale	Sep 02, 2014 · Amount on Record
Deed Doc Number	A04796345
Record Refreshed	Jun 07, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Feb 04, 2020
Property Address	609 THOMAS AVE, SAINT PAUL, MN 55103-1633
Document Number	0004796345
Instrument Date	Jan 31, 2020
Instrument	4796345
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	MINNESOTA TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$639.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 THOMAS AVE ST PAUL MN 551031633, ST PAUL, MN 55103-1633

Mortgage

Document Number	4796346
Date	Feb 04, 2020
Instrument	4796346

Lender

Name	BELL BK
Address	FARGO, ND 58103

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2050

Tax Assessment & Valuation

Source: Ramsey County records · Assessment roll updated February 1, 2023 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,234.00 Homeowner's exemption	$203,200 Land $20,000 Building $183,200	$203,200 Land $20,000 Building $183,200

Flood & Wildfire

609 Thomas Ave is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Ramsey County (27123C), updated April 20, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.