609 Surrey Dr, Findlay, OH 45840 Property Records

Hancock County property record for 609 Surrey Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,447 sqft · built 1969
Lot Size	0.414 acres (18,021 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Nov 2013)
Tax Bill	$2,927 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1011-162-09-005.000`

Property Details

APN / Parcel Number

Primary APN	`1011-162-09-005.000`
Alternative APN	`560000195880`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,447 sqft Living Area
1st Floor Area	2,447 sqft
Basement Area	612 sqft
Finished Basement	612 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	18,021 sqft (0.414 acres)
Lot Dimensions	170 ft deep x 106 ft wide
Garage Type	Attached
Garage Area	625 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	580 sqft
Patio Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 SURREY DR
City	FINDLAY
State	OH
Zip	45840-6927
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COUNTRY CLUB ACRES 7TH LOT 366
Legal Subdivision	COUNTRY CLUB ACRES
Legal Lot Number	366
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2012
Census Tract	700

Owner

609 Surrey Dr is owned and occupied by an individual who bought it in November 2013.

Source: Hancock County records, as of May 29, 2026

Owner of Record	Individual Name on File
Mailing Address	609 SURREY DR, FINDLAY, OH 45840-6927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Feb 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2013 · Amount on File
Deed Sale	Nov 1, 2013 · Amount on File
Prior Sale	Dec 10, 2004 · Amount on File
Deed Document Number	201311559
Deed Book / Page	2452 / 941
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	609 SURREY DR, FINDLAY, OH 45840-6927
Transaction Type	Mortgage
Record Updated	Nov 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 SURREY DR, FINDLAY, OH 45840-6927

Mortgage

Document Number	02598/4500
Date	Oct 25, 2022
Book Page	2598/4500
Instrument	202200009534

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	358 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	609 SURREY DR, FINDLAY, OH 45840-6927
Transaction Type	Mortgage
Record Updated	Sep 16, 2021
Title Company	MID AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2532/2675
Date	Feb 1, 2018
Book Page	2532/2675
Instrument	201800000878

Lender

Name	FIFTH THIRD MORTGAGE CO
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 609 Surrey Dr was $2,927 with a homeowner's exemption.

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,927.00	$95,480 Land $14,340 Building $81,140	$272,780 Land $40,960 Building $231,820
2023	$2,979.00 Homeowner's exemption	$83,750 Land $12,580 Building $71,170
2022			$239,280 Land $35,930 Building $203,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 Surrey Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Surrey Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: MetaLINK Technologies, Watch TV.

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