609 Summit St, Joliet, IL 60435 Property Records

Will County property record for 609 Summit St, Joliet, IL 60435

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,452 sqft · built 1910
Lot Size	0.17 acres (7,500 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Jun 2009)
Tax Bill	$4,711 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30-07-09-216-030`

Property Details

APN / Parcel Number

Primary APN	`30-07-09-216-030`
Alternative APN	`07092160300000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,452 sqft Living Area
Gross Area	1,594 sqft
1st Floor Area	858 sqft
Basement Area	858 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	7,500 sqft (0.17 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 SUMMIT ST
City	JOLIET
State	IL
Zip	60435-6346
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 BLOCK 28 IN NORTH JOLIET, BEING A SUB OF PRT OF THE W1/2 OF THE NE1/4 OF SEC. 9, T35N-R10E.
Legal Range	10E
Legal Township	35N
Legal Section	09
Legal Subdivision	NORTH JOLIET
Legal Block	28
Legal Lot Number	4
Jurisdiction	WILL IL
Township / Civil Division	JOLIET
Census Block Group	1
Census Block	1013
Census Tract	881900

Owner

Source: Will County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 SUMMIT ST, JOLIET, IL 60435-6346
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 24, 2020	Deed of Trust, Mortgage NEIGHBORHOOD LOANS
May 2, 2019	Quit Claim Deed, Transfer · Conventional with PMI NEIGHBORHOOD LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2009 · Amount on Record
Deed Sale	Jun 16, 2009 · Amount on Record
Deed Document Number	200971118
Last Transfer Date	Apr 22, 2019
Transfer Doc	0000025821
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	609 SUMMIT ST, JOLIET, IL 60435-6346
Transaction Type	Mortgage
Record Updated	Jun 21, 2021
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063916
Date	Jun 9, 2021
Instrument	R2021063916

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

Interest

Rate Type	Fixed Rate
Rate	2.87%

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	609 SUMMIT ST, JOLIET, IL 60435-6346
Document Number	0000024572
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 23, 2020
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 SUMMIT ST JOLIET IL 604356346, JOLIET, IL 60435-6346

Mortgage

Document Number	0000024572
Date	Apr 1, 2020
Instrument	24572

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	DOWNERS GROVE, IL 60515

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 31, 2035

Interest

Rate Type	Fixed Rate
Rate	3.75%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILL IL
Recording Date	May 2, 2019
Property Address	609 SUMMIT ST, JOLIET, IL 60435-6346
Document Number	0000025821
Instrument Date	Apr 22, 2019
Instrument	25821
Transaction Type	Transfer
Record Updated	May 17, 2019
Title Company	CARRINGTON TITLE PARTNERS LLC, CARRINGTON TITLE PTRS LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	609 SUMMIT ST JOLIET IL 604356346, JOLIET, IL 60435-6346

Mortgage

Document Number	25822
Date	May 2, 2019
Instrument	25822

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Joliet Township
Municipality	Joliet City
Elementary School District	Joliet Public School District 86 (PK - 08)
Secondary School District	Joliet Township High School District 204 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,711.00 (+18.58%)	$66,666 (+9.3%) Land $12,106 Building $54,560	$199,998 (+9.3%) Land $36,318 Building $163,680
2024		$60,994 (+24.42%) Land $11,076 Building $49,918	$182,982 (+24.42%) Land $33,228 Building $149,754
2022	$3,973.00 Homeowner's exemption	$49,021 Land $8,902 Building $40,119	$147,063 Land $26,706 Building $120,357

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1986)
Most Recent Claim	Sep 1986 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JOLIET serves 160,000 people · EPA ID IL1970450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Bertram Communications, Verizon.

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