Cleveland County property record for 609 Summit Bend, Norman, OK 73071 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2007 |
| Square Footage | 3,020 sqft Living Area |
| Lot Size | 10,019 sqft (0.23 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $310,000 (2015) |
| Tax Bill | $4,681.00 (2025) |
| Primary APN | NC29SUML6 5 3001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,020 sqft Living Area |
| 1st Floor | 2,582 sqft 1st Floor |
| 2nd Floor | 438 sqft 2nd Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Split Level Style |
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Type | Attached Garage |
| Garage Area | 652 sqft Garage |
| Patio Area | 214 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 340 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Account Number | 141407 |
|---|---|
| Old Parcel Number | 141407 |
| Street Address | 609 SUMMIT BND |
| City | NORMAN |
| State | OK |
| Zip | 73071-0609 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SUMMIT LAKES 6 LOT 3 BLOCK 5 |
| Legal Range | 02W |
| Legal Township | 09N |
| Legal Section | 34 |
| Legal Quarter | NE |
| Legal Subdivision | SUMMIT LAKES 6 |
| Legal Block | 5 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEVELAND OK |
| Minor Civil Division | NORMAN |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 201405 |
Source: Cleveland County records · APN NC29SUML6 5 3001
Assessment roll updated October 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 SUMMIT BND, NORMAN, OK 73071-0609 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 24, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Apr 19, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Apr 08, 2020 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Sep 28, 2018 | Deed of Trust, Mortgage · Line of Credit MIDFIRST BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2015 · Amount on Record |
| Deed Sale | Jul 28, 2015 · Amount on Record |
| Prior Sale | Nov 19, 2008 · Amount on Record |
| Deed Doc Number | R 2015 25944 |
| Deed Book / Page | 5448 / 0468 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 609 SUMMIT BND, NORMAN, OK 73071-0609 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2023 |
| Name | Verified Name |
|---|---|
| Address | 609 SUMMIT BND, NORMAN, OK 73071-0609 |
| Document Number | 0R20231942 |
|---|---|
| Date | Jan 24, 2023 |
| Book Page | 6514/1038 |
| Instrument | R 2023 1942 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Feb 01, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 609 SUMMIT BND, NORMAN, OK 73071-0609 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2022 |
| Title Company | CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA |
| Name | Verified Name |
|---|
| Document Number | R202214071 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 6412/722 |
| Instrument | R 2022 14071 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Type Change Date | May 01, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Margin | 2 |
| Max Rate | 7.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 609 SUMMIT BND, NORMAN, OK 73071-0609 |
| Document Number | 0000011647 |
| Instrument Date | Apr 08, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 609 SUMMIT BND NORMAN OK 730710609, NORMAN, OK 73071-0609 |
| Document Number | 0000011647 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 006045/000414 |
| Instrument | 11647 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Apr 20, 2060 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND OK |
| Property Address | 609 SUMMIT BND, NORMAN, OK 73071-0609 |
| Document Number | 0000032076 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 609 SUMMIT BND NORMAN OK 730710609, NORMAN, OK 73071-0609 |
| Document Number | 0000032076 |
|---|---|
| Date | Oct 05, 2018 |
| Book Page | 005852/001037 |
| Instrument | 32076 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73162 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 04, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Cleveland County records · Assessment roll updated October 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Cleveland County |
| Municipality | Norman City |
| Unified School District | Norman Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,681.00 (+6.19%) Homeowner's exemption | $40,011 (+6.09%) Land $5,192 Building $34,819 | $408,853 (+11.86%) Land $53,058 Building $355,795 |
| 2023 | $4,408.00 Homeowner's exemption | $37,714 Land $5,415 Building $32,299 | $365,515 Land $52,480 Building $313,035 |
609 Summit Bend is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Cleveland County (40027C), updated February 20, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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