Madison County property record for 609 Summerdawn Pl, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,771 sqft · built 2018 |
| Lot Size | 0.22 acres (9,604 sqft) |
| Owner | Individual Name on File |
| Last Sale | $200,000 (Jun 2019) |
| Tax Bill | $1,683 (2026) |
| Deeds & Mortgages | Dec 2023 Second Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-05-16-0-001-020.027 |
| Primary APN | 15-05-16-0-001-020.027 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,771 sqft Living Area |
| 1st Floor Area | 1,771 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,604 sqft (0.22 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 493324 |
|---|---|
| Street Address | 609 SUMMERDAWN PL |
| City | MADISON |
| State | AL |
| Zip | 35757-5301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 SUMMER POINTE PB # 20170525000292790 |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 16 |
| Legal Subdivision | SUMMER POINTE |
| Legal Lot Number | 28 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 10623 |
609 Summerdawn Pl is owned and occupied by an individual who bought it in June 2019.
Source: Madison County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 SUMMERDAWN PL, MADISON, AL 35757-5301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 3, 2020 | Deed of Trust, Mortgage · Conventional with PMI LOANDEPOT.COM LLC |
| Dec 26, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage RENASANT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 25, 2019 · Amount on File |
| Deed Sale | Jun 25, 2019 · Amount on File |
| Prior Sale | Dec 26, 2018 · Amount on File |
| Deed Document Number | 201938971 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 609 SUMMERDAWN PL, MADISON, AL 35757-5301 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000198761 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | MTG 2023/198761 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 609 SUMMERDAWN PL, MADISON, AL 35757-5301 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 202100075396 |
|---|---|
| Date | Sep 13, 2021 |
| Instrument | 2021-00075396 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 609 SUMMERDAWN PL, MADISON, AL 35757-5301 |
| Document Number | 0000041465 |
| Instrument Date | Jun 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | PINNACLE TITLE SERVICES LLC, PINNACLE TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 609 SUMMERDAWN PL MADISON AL 357575301, MADISON, AL 35757-5301 |
| Document Number | 0000041465 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 41465 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Dec 26, 2018 |
| Property Address | 609 SUMMERDAWN PL, MADISON, AL 35757-5301 |
| Document Number | 0000080670 |
| Map Reference | DOC7052000292790 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 20181226000080670 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 22, 2021 |
| Title Company | TITLE & CLOSING SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 336 JAMES RECORD RD SW, 336, HUNTSVILLE, AL 35824-1514 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 609 SUMMERDAWN PL, MADISON, AL 35757-5301 |
| Document Number | 0000080672 |
|---|---|
| Date | Dec 26, 2018 |
| Instrument | 20181226000080672 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2034 |
The 2026 property tax bill for 609 Summerdawn Pl was $1,683 with a homeowner's exemption, up 5.8% from the year before.
Source: Madison County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Municipality | Huntsville City |
| Unified School District | Huntsville City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,683.00 (+5.78%) | ||
| 2025 | $1,591.00 Homeowner's exemption | $28,260 Land $5,000 Building $23,260 | $282,600 Land $50,000 Building $232,600 |
| 2023 | $1,497.00 (+8.95%) Homeowner's exemption | $26,640 (+8.65%) Land $5,000 Building $21,640 | $266,400 (+8.65%) Land $50,000 Building $216,400 |
| 2022 | $1,374.00 Homeowner's exemption | $24,520 Land $5,000 Building $19,520 | $245,200 Land $50,000 Building $195,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 609 Summerdawn Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 16 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jul 2023 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Summerdawn Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.7% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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