Richland County property record for 609 Summer Crest Rd, Columbia, SC 29223
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,699 sqft · built 2005 |
| Lot Size | 0.145 acres (6,345 sqft) |
| Owner | Company Name on File |
| Last Sale | $190,000 (Oct 2023) |
| Tax Bill | $4,341 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2023 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17216-10-09 |
| Primary APN | 17216-10-09 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,699 sqft Heated Area |
| Gross Area | 3,298 sqft |
| 1st Floor Area | 1,125 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,345 sqft (0.145 acres) |
| Garage Area | 424 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 175 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01793900 |
|---|---|
| Street Address | 609 SUMMER CREST RD |
| City | COLUMBIA |
| State | SC |
| Zip | 29223-7883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 25 60X100X60X100 #SU SUMMER VALLEY PH III #PR RB938-1234 RB1017-3900 |
| Legal Subdivision | SUMMER SIDE @ SUMMER VALLEY |
| Legal Lot Number | 25,60 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | PONTIAC |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 11420 |
609 Summer Crest Rd is owned by a company that bought it in October 2023.
Source: Richland County records, as of July 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 9, 2023 | Warranty Deed, Construction Loan · Construction Mortgage BRRRR FUNDER LLC |
| Apr 8, 2017 | Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2023 · Amount on File |
| Deed Sale | Oct 9, 2023 · Amount on File |
| Prior Sale | May 8, 2008 |
| Deed Document Number | 202343881 |
| Deed Book / Page | 2871 / 2174 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 609 SUMMER CREST RD, COLUMBIA, SC 29223-7883 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0026030709 |
|---|---|
| Date | Mar 30, 2021 |
| Book Page | 2603/709 |
| Instrument | 2021020236 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 317 Months |
| Due | Aug 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RICHLAND SC |
| Recording Date | Oct 9, 2023 |
| Property Address | 609 SUMMER CREST RD, COLUMBIA, SC 29223-7883 |
| Document Number | 0028712174 |
| Book / Page | 2871 / 2174 |
| Map Reference | MB 938 PG 1234 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 2023043881 |
| Transaction Type | Construction Loan |
| Record Updated | Apr 11, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $494.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 603 NEWTON RD, IRMO, SC 29063-2952 |
| Document Number | 2023043882 |
|---|---|
| Date | Oct 9, 2023 |
| Instrument | 2023043882 |
| Name | BRRRR FUNDER LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Oct 1, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 609 SUMMER CREST RD, COLUMBIA, SC 29223-7883 |
| Document Number | 2202/3418 |
| Book / Page | 002202 / 003418 |
| Instrument Date | Apr 8, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2017 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 SUMMER CREST RD COLUMBIA SC 292237883, COLUMBIA, SC 29223-7883 |
| Document Number | 2202/3418 |
|---|---|
| Date | Apr 17, 2017 |
| Book Page | 002202/003418 |
| Instrument | 26739 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 16, 2047 |
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $195,500 Land $27,500 Building $168,000 | $195,500 Land $27,500 Building $168,000 | |
| 2023 | $4,341.00 | $4,760 | $119,000 |
| 2021 | $4,308.00 | $7,140 | $165,400 Land $22,000 Building $143,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 609 Summer Crest Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Summer Crest Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.4% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures