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609 Spring Lake Dr, Melbourne, FL 32940 Property Records

Brevard County property record for 609 Spring Lake Dr, Melbourne, FL 32940

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,186 sqft · built 1992
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Last Sale$280,000 (Dec 2001)
Tax Bill$6,299 (2025)
Deeds & MortgagesAug 2020 Mortgage
Jan 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN26-36-14-NL-1-23

Property Details

APN / Parcel Number

Primary APN26-36-14-NL-1-23
Alternative APNs
  • 26-36-14-NL-00001.0-0023.00
  • 2603587

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area3,186 sqft Living Area
Gross Area4,379 sqft
1st Floor Area3,186 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions130 ft deep x 100 ft wide
View / LotGolf Course
Garage TypeAttached
Garage Area720 sqft

Exterior Amenities

PorchFinished/Open Porch
Porch Area473 sqft
Deck Area824 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2603587
Street Address609 SPRING LAKE DR
CityMELBOURNE
StateFL
Zip32940-1957
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionSUNTREE P.U.D. STAGE 5 TRACT 55 LOT 23 BLK 1
Legal Range36E
Legal Township26S
Legal Section14
Legal SubdivisionSUNTREE P.U.D. STAGE 5 TRACT 55
Legal Tract55
Legal Block1
Legal Lot Number23
JurisdictionBREVARD FL
Township / Civil DivisionMELBOURNE
Census Block Group3
Census Block3004
Census Tract64128

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address609 SPRING LAKE DR, MELBOURNE, FL 32940-1957
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Jan 17, 2020Deed of Trust, Mortgage · Conventional with PMI
SPACE COAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2001 · Amount on Record
Deed SaleDec 20, 2001 · Amount on Record
Prior SaleMar 10, 2000 · Amount on Record
Deed Book / Page4489 / 3691
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address609 SPRING LAKE DR, MELBOURNE, FL 32940-1957
Document Number0088250319
Instrument DateAug 10, 2020
Transaction TypeMortgage
Record UpdatedSep 1, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address609 SPRING LAKE DR MELBOURNE FL 329401957, MELBOURNE, FL 32940-1957

Mortgage

Document Number0088250319
DateAug 14, 2020
Book Page008825/000319
Instrument175038
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 13, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address609 SPRING LAKE DR, MELBOURNE, FL 32940-1957
Document Number0086451739
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedFeb 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address609 SPRING LAKE DR MELBOURNE FL 329401957, MELBOURNE, FL 32940-1957

Mortgage

Document Number0086451739
DateJan 23, 2020
Book Page008645/001739
Instrument17872
Lender
NameSPACE COAST CU
TypeCredit Union
AddressMELBOURNE, FL 32940
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJan 22, 2050

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$489,230 (+2.7%)$640,520 (-2.1%)
2025$6,299.00 (+8.29%) Homeowner's exemption$476,370 (+5.98%)$654,260 (-1.69%) Land $121,000 Building $533,260
2023$5,817.00 (+7.23%) Homeowner's exemption$449,470 (+3%)$665,520 (+5.96%) Land $126,500 Building $539,020
2022$5,425.00 Homeowner's exemption$436,380$628,110 Land $143,000 Building $485,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 258 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies258 in force
Nearby Flood Claims20 (1995–2026)
Claims Outside the SFHA9 of 20
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 3 claims
  • Tropical Storm Fay, Aug 2008 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF COCOA
serves 294,039 people · EPA ID FL3050223
Water SourceSurface water
Last State InspectionJul 2024
Lead2 ppb (2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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