609 Spotted Eagle Ln, Chapin, SC 29036 Property Records

Richland County property record for 609 Spotted Eagle Ln, Chapin, SC 29036 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,374 sqft · built 2018
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$204,810 (Aug 2018)
Tax Bill	$2,126 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Oct 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01513-13-01`

Property Details

APN / Parcel Number

Primary APN	`01513-13-01`
Alternative APNs	`R01513-13-01` `02134461`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,374 sqft Heated Area
Gross Area	2,822 sqft
1st Floor Area	886 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,227 sqft (0.12 acres)
Garage Area	380 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02134461
Street Address	609 SPOTTED EAGLE LN
City	CHAPIN
State	SC
Zip	29036-6105
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 50.1X100X50X101.5 #SU EAGLES REST PHASE 4 #PR RB2232-910
Legal Subdivision	EAGLES REST
Legal Phase	4
Legal Lot Number	10,50
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2003
Census Tract	10310

Owner

Source: Richland County records · APN 01513-13-01

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 SPOTTED EAGLE LN, CHAPIN, SC 29036-6105
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 09, 2023	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Oct 30, 2020	Deed of Trust, Mortgage · FHA Mortgage MERIDIAN HM MTG
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Aug 03, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 03, 2018 · Amount on Record
Deed Sale	Aug 03, 2018 · Amount on Record
Deed Document Number	201855639
Deed Book / Page	2324 / 3830
Record Updated	Sep 20, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	609 SPOTTED EAGLE LN, CHAPIN, SC 29036-6105
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028413916
Date	Jun 09, 2023
Book Page	2841/3916
Instrument	2023024038

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jun 08, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	609 SPOTTED EAGLE LN, CHAPIN, SC 29036-6105
Document Number	2553/0751
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	RESEARCH TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 SPOTTED EAGLE LN CHAPIN SC 290366105, CHAPIN, SC 29036-6105

Mortgage

Document Number	2553/0751
Date	Nov 19, 2020
Book Page	002553/000751
Instrument	63481

Lender

Name	MERIDIAN HM MTG
Type	Mortgage Company
Address	WESTMINSTER, MD 21157

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	609 SPOTTED EAGLE LN, CHAPIN, SC 29036-6105
Document Number	2389/2634
Instrument Date	Mar 28, 2019
Transaction Type	Mortgage
Record Updated	May 30, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 SPOTTED EAGLE LN CHAPIN SC 290366105, CHAPIN, SC 29036-6105

Mortgage

Document Number	2389/2634
Date	Apr 30, 2019
Book Page	002389/002634
Instrument	29912

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Aug 03, 2018
Property Address	609 SPOTTED EAGLE LN, CHAPIN, SC 29036-6105
Document Number	2324/3830
Book / Page	002324 / 003830
Instrument Date	Jul 31, 2018
Instrument	55639
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$757.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	609 SPOTTED EAGLE LN CHAPIN SC 29036, CHAPIN, SC 29036

Mortgage

Document Number	2324/3833
Date	Aug 03, 2018
Book Page	002324/003833
Instrument	55640

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 02, 2048

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,126.00 (+18.57%)	$241,000 (+2,775.89%)	$305,100 (+45.63%) Land $45,000 Building $260,100
2023	$1,793.00 (+0.28%)	$8,380 (-)	$209,500 (-)
2021	$1,788.00	$8,380	$209,500 Land $41,000 Building $168,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), updated September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790103102, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 42 individual NFIP policies nearby
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024, rainfall accumulation, Hurricane Helene

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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