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609 Spires St, Vista, CA 92083 Property Records

San Diego County property record for 609 Spires St, Vista, CA 92083

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,301 sqft · built 1960
Lot Size0.158 acres (6,900 sqft)
OwnerIndividual Name on File
Last Sale$740,000 (Jun 2024)
Tax Bill$9,302 (2025)
Deeds & MortgagesJul 2023 Mortgage
Oct 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN161-261-34-00

Property Details

APN / Parcel Number

Primary APN161-261-34-00
Alternative APN
  • 1612601400

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,301 sqft Living Area

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Lot Area6,900 sqft (0.158 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number1612601400
Street Address609 SPIRES ST
CityVISTA
StateCA
Zip92083-3431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-B
Legal DescriptionLOTS 27 & 28 PAR 6 AS PER ROS 4895 IN TR 001493
Legal SubdivisionHARLEYS ADD
Legal Tract001493
Legal Block1
Legal Lot Number27,28
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1005
Census Tract19403

Owner

Source: San Diego County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address609 SPIRES ST, VISTA, CA 92083-3431
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2023Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 14, 2022Grant Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 14, 2024 · Amount on File
Deed SaleJun 14, 2024 · Amount on File
Prior SaleOct 14, 2022 · Amount on File
Deed Document Number2024150306
Prior Transfer DateJun 13, 2003
Prior Transfer Doc0000922971
Record UpdatedOct 29, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address609 SPIRES ST, VISTA, CA 92083-3431
Transaction TypeMortgage
Record UpdatedJul 28, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 SPIRES ST, VISTA, CA 92083-3431

Mortgage

Document Number0000188353
DateJul 19, 2023
Instrument2023-0188353
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2053

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 14, 2022
Property Address609 SPIRES ST, VISTA, CA 92083-3431
Document Number0000400120
Map ReferenceMAP 1493
Instrument DateSep 19, 2022
Instrument2022-0400120
Transaction TypeTransfer
Record UpdatedOct 25, 2022
Title CompanyCORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address98 20 KAMEHAMEHA HIGHWAY #28 # 28, 28, AIEA, HI 96701-5159

Mortgage

Document Number0000400121
DateOct 14, 2022
Instrument2022-0400121
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityVista City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$769,896 (+2%) Land $520,200 Building $249,696
2025$9,302.00 (+13.47%)$754,800 (+12.66%) Land $510,000 Building $244,800
2024$8,198.00 (+12.13%)
2023$7,311.00 (+25.08%)$670,000 Land $576,512 Building $93,488
2022$5,845.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVISTA IRRIGATION DISTRICT
serves 134,501 people · EPA ID CA3710027
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber, Fixed Wireless in parts of the area		100 / 20

May also be available: Astound Broadband, T-Mobile.

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