609 Spencer St, Waco, TX 76705 Property Records

McLennan County property record for 609 Spencer St, Waco, TX 76705

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,368 sqft · built 1956
Lot Size0.198 acres (8,625 sqft)
OwnerIndividual Name on Record
Tax Bill$1,132 (2025)
Deeds & MortgagesJan 2024 Sale
Jul 2017 Transfer
Flood ZoneZone X (minimal risk)
APN20-038100-005500-1

Property Details

APN / Parcel Number

Primary APN20-038100-005500-1
Alternative APNs
  • 2003810000550010111
  • 115593

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,368 sqft Living Area
1st Floor Area1,368 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1971
Exterior MaterialBrick/Stone
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Garage TypeCarport
Garage Area180 sqft
CarportCarport
Carport Area180 sqft
PorchOpen Porch
Porch Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address609 SPENCER ST
CityWACO
StateTX
Zip76705-1146
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionPASSMORE LOT 7B 8A BLOCK 4 ACRES .198
Legal SubdivisionPASSMORE
Legal Block4
Legal Lot Number7B
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1055
Census Tract3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 SPENCER ST, WACO, TX 76705-1146
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 29, 2024Special Warranty Deed, Transfer
Jul 27, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 29, 2024
Deed SaleJan 29, 2024
Prior SaleJul 27, 2017
Deed Document Number20242750
Record UpdatedOct 29, 2026

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMCLENNAN TX
Recording DateJan 29, 2024
Property Address609 SPENCER ST, WACO, TX 76705-1146
Document Number0000002750
Instrument DateJan 26, 2024
Instrument2024002750
Transaction TypeTransfer
Record UpdatedOct 20, 2025

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1479 BEVERLY COX DR, WACO, TX 76705-5404

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 SPENCER ST, LACY LAKEVIEW, TX 76705-1146

July 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCLENNAN TX
Recording DateJul 27, 2017
Property Address609 SPENCER ST, WACO, TX 76705-1146
Document Number0000024285
Instrument DateMar 9, 2017
Instrument24285
Transaction TypeTransfer
Record UpdatedAug 24, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipEstate
Address5400 BOSQUE BLVD #600 WACO TX 767104489, 600, WACO, TX 76710-4489

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityLacy-Lakeview City
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$107,037 (-14.37%) Land $37,346 Building $69,691$107,037 (-14.37%) Land $37,346 Building $69,691
2025$1,132.00 (-15.96%) Homeowner's exemption$125,000 (+0.88%) Land $33,900 Building $91,100$125,000 (+0.88%) Land $33,900 Building $91,100
2024$1,347.00 (-38.58%)
2023$123,910 Land $33,900 Building $90,010$123,910 Land $33,900 Building $90,010
2022$2,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1985–2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimFeb 2020 · other causes
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LACY LAKEVIEW
serves 7,275 people · EPA ID TX1550033
Water SourcePurchased surface water from CITY OF WACO
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: AT&T.

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