609 Snow Ghost St, Belgrade, MT 59714 Property Records

Gallatin County property record for 609 Snow Ghost St, Belgrade, MT 59714

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,365 sqft · built 2022
Lot Size0.173 acres (7,536 sqft)
OwnerIndividual Name on File
Last Sale$532,000 (Oct 2025)
Tax Bill$2,803 (2026)
Deeds & MortgagesOct 2025 Mortgage
Feb 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN00REF84593

Property Details

APN / Parcel Number

Primary APN00REF84593
Alternative APNs
  • 06-1010-35-3-22-46-0000
  • R863227

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,365 sqft Living Area
1st Floor Area1,365 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,536 sqft (0.173 acres)
Garage Area606 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area105 sqft
Deck Area100 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number00REF84593
Street Address609 SNOW GHOST ST
CityBELGRADE
StateMT
Zip59714-7635
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBRIDGER HEIGHTS SUB PH 2D, S35, T01 N, R04 E, BLOCK 7, LOT 5, ACRES 0.173, PER PLAT J-689
Legal Range04E
Legal Township01N
Legal Section35
Legal SubdivisionBRIDGER HEIGHTS SUB PH 2D
Legal Block7
Legal Lot Number5
JurisdictionGALLATIN MT
Township / Civil DivisionBELGRADE
Census Block Group2
Census Block2000
Census Tract104

Owner

609 Snow Ghost St is owned and occupied by an individual who bought it in October 2025.

Source: Gallatin County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address609 SNOW GHOST ST, BELGRADE, MT 59714-7635
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 7, 2025Warranty Deed, Transfer · Conventional Mortgage
FIRST SECURITY BANK
Feb 7, 2023Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 7, 2025 · Amount on File
Deed SaleOct 7, 2025 · Amount on File
Prior SaleFeb 7, 2023 · Amount on File
Deed Document Number20252861864
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGALLATIN MT
Recording DateOct 7, 2025
Property Address609 SNOW GHOST ST, BELGRADE, MT 59714-7635
Document Number0002861864
Map ReferencePL J-689
Instrument DateOct 7, 2025
Instrument2861864
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyMONTANA TITLE AND ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 SNOW GHOST ST, BELGRADE, MT 59714-7635

Mortgage

Document Number0002861865
DateOct 7, 2025
Instrument2861865
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2055

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGALLATIN MT
Recording DateFeb 7, 2023
Property Address609 SNOW GHOST ST, BELGRADE, MT 59714-7635
Document Number0002795394
Map ReferencePL J-689
Instrument DateJan 31, 2023
Instrument2795394
Transaction TypeTransfer
Record UpdatedOct 24, 2025
Title CompanyMONTANA TITLE AND ESCROW

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 SNOW GHOST ST, BELGRADE, MT 59714-7635

Mortgage

Document Number0002795395
DateFeb 7, 2023
Instrument2795395
Lender
NameCITIZENS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 609 Snow Ghost St was $2,803, up 6.5% from the year before.

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

TypeName
StateMontana
CountyGallatin County
MunicipalityBelgrade City
Elementary School DistrictBelgrade Elementary School District (PK - 08)
Secondary School DistrictBelgrade High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,803.00 (+6.46%)$515,400 (-)$515,400 (-) Land $184,024 Building $331,376
2025$2,633.00$515,400$515,400 Land $184,024 Building $331,376
2023$3,864.00$469,300$469,300 Land $122,713 Building $346,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Snow Ghost St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Snow Ghost St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99.5% of Montana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BELGRADE
serves 10,460 people · EPA ID MT0000136
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 635 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Montana Opticom
Fiber
1,000 / 1,000
SkyNet Communications
Fixed Wireless
1,000 / 1,000

May also be available: Verizon.

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