609 S Warrick St, Gary, IN 46403 Property Records

Lake County property record for 609 S Warrick St, Gary, IN 46403

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,280 sqft · built 1963
Lot Size	0.164 acres (7,187 sqft)
Owner	Owner Name on File
Tax Bill	$1,388 (2024)
Deeds & Mortgages	Apr 2024 Line of Credit Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001-25-47-0464-0048`

Property Details

APN / Parcel Number

Primary APN	`001-25-47-0464-0048`
Alternative APNs	`45-09-04-426-018.000-004` `254704640048`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,280 sqft Living Area
Basement Area	1,280 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1965
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,187 sqft (0.164 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	001-25-47-0464-0048
Old Parcel Number	254704640048
Street Address	609 S WARRICK ST
City	GARY
State	IN
Zip	46403-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNRISE SUB. L.48 BL.3
Legal Subdivision	SUNRISE SUBDIVISION
Legal Block	3
Legal Lot Number	48
Jurisdiction	LAKE IN
Township / Civil Division	CALUMET
Census Block Group	1
Census Block	1011
Census Tract	10207

Owner

The current owner of 609 S Warrick St acquired it in August 2014.

Source: Lake County records, as of March 18, 2026

Owner of Record	Owner Name on File
Mailing Address	609 S WARRICK ST, GARY, IN 46403-3341
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Mar 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY LENDING GROUP LLC
Sep 27, 2021	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Jan 21, 2022	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 6, 2014
Transfer Doc	0000047316
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	609 S WARRICK ST, GARY, IN 46403-3341
Transaction Type	Mortgage
Record Updated	Apr 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S WARRICK ST, GARY, IN 46403-3341

Mortgage

Document Number	0000010046
Date	Apr 3, 2024
Instrument	2024-510046

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Mar 22, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	609 S WARRICK ST, GARY, IN 46403-3341
Transaction Type	Mortgage
Record Updated	Sep 15, 2022
Title Company	BARRISTER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021405
Date	Mar 10, 2021
Instrument	2021-021405

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	609 S WARRICK ST, GARY, IN 46403-3341
Transaction Type	Mortgage
Record Updated	Sep 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S WARRICK ST T, T, GARY, IN 46403-3341

Mortgage

Document Number	0000029743
Date	Sep 27, 2021
Instrument	2021-529743

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Jan 21, 2022
Property Address	609 S WARRICK ST, GARY, IN 46403-3341
Document Number	0000002818
Map Reference	MB 32 PG 27
Instrument Date	Dec 30, 2021
Instrument	2022-002818
Transaction Type	Transfer
Record Updated	Sep 15, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 S WARRICK ST, 609, GARY, IN 46403-3341

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2372 OHIO ST, GARY, IN 46407-3238

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Calumet Township
Municipality	Gary City
Unified School District	Gary Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$133,800 Land $9,200 Building $124,600	$133,800 Land $9,200 Building $124,600
2024	$1,388.00
2023		$112,600 (+25.11%) Land $9,200 Building $103,400	$112,600 (+25.11%) Land $9,200 Building $103,400
2022	$1,047.00 Homeowner's exemption	$90,000 Land $9,200 Building $80,800	$90,000 Land $9,200 Building $80,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 S Warrick St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 S Warrick St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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