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609 S State St, Champaign, IL 61820 Property Records

Champaign County property record for 609 S State St, Champaign, IL 61820

Property Summary

Property TypeResidential Vacant Land
OwnerCompany Name on File
Tax Bill$584 (2021)
Deeds & MortgagesSep 2020 Line of Credit
May 2020 Loan Modification
+ 1 more
Flood ZoneZone X (minimal risk)
APN432013207024

Property Details

APN / Parcel Number

Primary APN432013207024

Location & Zoning

Street Address609 S STATE ST
CityCHAMPAIGN
StateIL
Zip61820-5143
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionLOT 1 HOWARD SUB
Legal Range08
Legal Township19
Legal Section13
Legal SubdivisionHOWARD SUBD
Legal Lot Number1
JurisdictionCHAMPAIGN IL
Census Block Group3
Census Block3015
Census Tract500

Owner

609 S State St, residential vacant land, is owned by a company that acquired it in June 2022.

Source: Champaign County records, as of June 2, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address302 W SPRINGFIELD AVE, CHAMPAIGN, IL 61820-4818
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Sep 11, 2020Deed of Trust, Mortgage · Line of Credit
FIRST NEIGHBOR BK
May 26, 2020Loan Modification, Mortgage
FIRST MID BK&TR NA
Oct 9, 2019Warranty Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 22, 2022
Deed SaleJun 22, 2022
Prior SaleOct 9, 2019
Deed Document Number2022R11398
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHAMPAIGN IL
Property Address609 S STATE ST, CHAMPAIGN, IL 61820-5143
Document Number0000019598
Instrument DateSep 11, 2020
Transaction TypeMortgage
Record UpdatedOct 29, 2020
Title CompanyOTHER

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address212 W SPRINGFIELD AVE CHAMPAIGN IL 618204832, CHAMPAIGN, IL 61820-4832

Mortgage

Document Number0000019598
DateSep 24, 2020
Instrument19598
Lender
NameFIRST NEIGHBOR BK
TypeBank
Address602 E SOUTHLINE RD, TUSCOLA, IL 61953-2076
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

May 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHAMPAIGN IL
Property Address609 S STATE ST, CHAMPAIGN, IL 61820-5143
Document Number0000009524
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address212 W SPRINGFIELD AVE CHAMPAIGN IL 618204832, CHAMPAIGN, IL 61820-4832

Mortgage

Document Number0000009524
DateJun 2, 2020
Instrument9524
Lender
NameFIRST MID BK&TR NA
AddressCHAMPAIGN, IL 61820
Agreement
AmountAmount on Record

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHAMPAIGN IL
Recording DateOct 9, 2019
Property Address609 S STATE ST, CHAMPAIGN, IL 61820-5143
Document Number0000016881
Instrument DateOct 7, 2019
Instrument16881
Transaction TypeTransfer
Record UpdatedOct 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address212 W SPRINGFIELD AVE CHAMPAIGN IL 618204832, CHAMPAIGN, IL 61820-4832

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of January 1, 2021

Property Jurisdictions

TypeName
StateIllinois
CountyChampaign County
County SubdivisionChampaign City Township
MunicipalityChampaign City
Unified School DistrictChampaign Community Unit School District 4 (PK - 12)

Flood

FEMA maps place 609 S State St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims14 (1979–2012)
Claims Outside the SFHA5 of 14
Most Recent ClaimMay 2012 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 S State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHAMPAIGN
private · serves 150,000 people · EPA ID IL0195300
Water SourceGroundwater
Last State InspectionSep 2025
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber		8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Pavlov Media
Fiber		2,000 / 2,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: Fidium Fiber, Nextlink, Volo.net Internet+Tech.

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