609 S Elm Ave, Jackson, MI 49203 Property Records

Jackson County property record for 609 S Elm Ave, Jackson, MI 49203

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,049 sqft · built 1912
Lot Size	0.186 acres (8,102 sqft)
Owner	Individual Name on Record
Last Sale	$59,900 (Aug 2019)
Tax Bill	$1,053 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Aug 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-142000000`

Property Details

APN / Parcel Number

Primary APN	`6-142000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,049 sqft Living Area
1st Floor Area	764 sqft
Basement Area	764 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Lot Area	8,102 sqft (0.186 acres)
Lot Dimensions	131 ft deep x 62 ft wide
Garage Area	204 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 S ELM AVE
City	JACKSON
State	MI
Zip	49203-1923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 5 BLK 6 CARR'S EAST ADDITION
Legal Subdivision	CARRS EAST ADD
Legal Block	6
Legal Lot Number	5
Legal Unit	5
Jurisdiction	JACKSON MI
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2003
Census Tract	1200

Owner

Source: Jackson County records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 S ELM AVE, JACKSON, MI 49203-1923
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 16, 2019	Warranty Deed, Transfer · Conventional with PMI MORTGAGE 1 AT SUBURBAN
Jan 4, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2019 · Amount on Record
Deed Sale	Aug 16, 2019 · Amount on Record
Deed Book / Page	2146 / 642
Prior Transfer Date	Dec 29, 2017
Prior Transfer Doc	0002785820
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MI
Property Address	609 S ELM AVE, JACKSON, MI 49203-1923
Transaction Type	Mortgage
Record Updated	Feb 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S ELM AVE, JACKSON, MI 49203-1923

Mortgage

Document Number	0002994885
Date	Dec 1, 2025
Book Page	2273/792
Instrument	2994885

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MI
Recording Date	Aug 16, 2019
Property Address	609 S ELM AVE, JACKSON, MI 49203-1923
Document Number	0002829630
Book / Page	002146 / 000642
Instrument Date	Aug 12, 2019
Instrument	2829630
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	MIDSTATE TITLE AGENCY/STHRN MI L, MIDSTATE TITLE AGCY/STHRN MI L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4240 COLLINS RD ROCHESTER HILLS MI 483061616, ROCHESTER HILLS, MI 48306-1616

Mortgage

Document Number	2829631
Date	Aug 16, 2019
Book Page	002146/000643
Instrument	2829631

Lender

Name	MORTGAGE 1 AT SUBURBAN
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JACKSON MI
Recording Date	Jan 4, 2018
Property Address	609 S ELM AVE, JACKSON, MI 49203-1923
Document Number	0002785820
Book / Page	002112 / 001032
Instrument Date	Dec 29, 2017
Instrument	2785820
Transaction Type	Transfer
Record Updated	Jan 9, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S ELM AVE

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Jackson County
Municipality	Jackson City
Unified School District	Jackson Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,800 (+15.47%)	$83,600 (+15.47%)
2025	$1,053.00 (-16.82%)	$36,200 (+40.31%)	$72,400 (+40.31%)
2024	$1,266.00 (+9.04%)
2023		$25,800	$51,600
2022	$1,161.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	4 (2009–2013)
Most Recent Claim	Apr 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JACKSON serves 33,165 people · EPA ID MI0003470
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Dec 2020
Monitoring and Reporting	21 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Mercury Fiber, Verizon.

Nearby Properties on S Elm Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures