609 S 5th St, Eldridge, IA 52748 Property Records

Scott County property record for 609 S 5th St, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 976 sqft · built 1975
Lot Size	0.204 acres (8,886 sqft)
Owner	Company Name on Record
Last Sale	$302,500 (Sep 2026)
Tax Bill	$3,130 (2026)
Deeds & Mortgages	Oct 2026 Sale Sep 2026 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`931432408`

Property Details

APN / Parcel Number

Primary APN	`931432408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	976 sqft Living Area
Basement Area	976 sqft
Finished Basement	600 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,886 sqft (0.204 acres)
Lot Dimensions	120 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	144 sqft
Patio Area	350 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	609 S 5TH ST
City	ELDRIDGE
State	IA
Zip	52748-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELDRIDGE ACRES 6TH ADD LOT: 008 ELDRIDGE ACRES 6THADD
Legal Subdivision	ELDRIDGE ACRES 6TH ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2036
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 2, 2026	Warranty Deed, Transfer · Conventional Mortgage DUTRAC COMMUNITY CREDIT UNION
Sep 25, 2023	Warranty Deed, Transfer · Line of Credit BLUE GRASS SAVINGS BANK
Oct 12, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 9, 2018	Deed of Trust, Mortgage DUTRAC COMMUNITY CREDIT UNION
May 17, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
May 12, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Sep 25, 2023 · Amount on Record
Deed Document Number	202619082
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Oct 9, 2026
Property Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522
Document Number	0000021805
Instrument Date	Aug 11, 2026
Instrument	202621805
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 2, 2026
Property Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522
Document Number	0000019082
Instrument Date	Aug 6, 2026
Instrument	202619082
Transaction Type	Transfer
Record Updated	Sep 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$48,803.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522

Mortgage

Document Number	201200019083,
Date	Sep 2, 2026
Instrument	202619083

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Sep 25, 2023
Property Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522
Document Number	202300017089
Instrument Date	Sep 21, 2023
Instrument	202300017089
Transaction Type	Transfer
Record Updated	Oct 18, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$234.40
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 DAVENPORT ST, DIXON, IA 52745-7703

Mortgage

Document Number	202300017090
Date	Sep 25, 2023
Instrument	202300017090

Lender

Name	BLUE GRASS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522
Transaction Type	Mortgage
Record Updated	Oct 31, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522

Mortgage

Document Number	202200026642
Date	Oct 12, 2022
Instrument	202200026642

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	260 Months
Due	Jun 1, 2044

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800008164
Date	Apr 9, 2018
Instrument	201800008164

Lender

Name	DUTRAC COMMUNITY CREDIT UNION

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900011511
Date	May 17, 2019
Instrument	201900011511

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522
Transaction Type	Mortgage
Record Updated	Oct 1, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S 5TH ST, ELDRIDGE, IA 52748-1522

Mortgage

Document Number	202100016259
Date	May 12, 2021
Instrument	202100016259

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,130.00	$263,200 (-) Land $62,200 Building $201,000	$263,200 (-) Land $62,200 Building $201,000
2025	$3,130.00 (+23.81%)	$263,200 (+33.47%) Land $62,200 Building $201,000	$263,200 (+33.47%) Land $62,200 Building $201,000
2024	$2,528.00 (+2.43%)
2023		$197,200 Land $40,000 Building $157,200	$197,200 Land $40,000 Building $157,200
2022	$2,468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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