609 S 5th Ave, Mount Vernon, NY 10550 Property Records

Westchester County and Mount Vernon City property record for 609 S 5th Ave, Mount Vernon, NY 10550

Property Summary

Property Type	Single Family Home
Lot Size	0.06 acres (2,614 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Nov 2008)
Tax Bill	$14,410 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Aug 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`550800 169.47-3093-22`

Property Details

APN / Parcel Number

Primary APN	`550800 169.47-3093-22`
Alternative APNs	`080016904730930220000000` `079660`

Exterior

Lot Area	2,614 sqft (0.06 acres)

Location & Zoning

Account Number	079660
Street Address	609 S 5TH AVE
City	MOUNT VERNON
State	NY
Zip	10550-4901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3093
Legal Lot Number	22.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	MOUNT VERNON
Census Block Group	2
Census Block	2010
Census Tract	2600

Owner

609 S 5th Ave is owned and occupied by two individuals who bought it in November 2008.

Source: Westchester County and Mount Vernon City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 S 5TH AVE, MOUNT VERNON, NY 10550-4901
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Aug 2, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2008 · Amount on File
Deed Sale	Nov 24, 2008 · Amount on File
Prior Sale	Jul 17, 2006 · Amount on File
Deed Document Number	2008483220316
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	609 S 5TH AVE, MOUNT VERNON, NY 10550-4901
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S 5TH AVE, MOUNT VERNON, NY 10550-4901

Mortgage

Document Number	0612643092
Date	Sep 21, 2021
Instrument	612643092

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Aug 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	609 S 5TH AVE, MOUNT VERNON, NY 10550-4901
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0592143025
Date	Aug 2, 2019
Instrument	592143025

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Jul 18, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 609 S 5th Ave was $14,410 with a homeowner's exemption, up 1.1% from the year before.

Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Mount Vernon City
Unified School District	Mount Vernon School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,410.00 (+1.12%) Homeowner's exemption
2025	$14,250.00	$9,170 (-) Land $3,000 Building $6,170	$509,445 (+6.67%) Land $166,667 Building $342,778
2024	Homeowner's exemption	$9,170 (-) Land $3,000 Building $6,170	$477,604 (-10.94%) Land $156,250 Building $321,354
2023		$9,170 Land $3,000 Building $6,170	$536,258 Land $175,439 Building $360,819

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 S 5th Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	12 (1978–2021)
Claims Outside the SFHA	7 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms, Flooding, Heavy Rains, High Winds, Oct 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 S 5th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	7 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 966 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable	1,000 / 1,000

May also be available: Optimum, T-Mobile.

Nearby Properties on S 5th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures