609 S 4th St, Independence, OR 97351 Property Records

Polk County property record for 609 S 4th St, Independence, OR 97351

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,796 sqft · built 1900
Lot Size	0.152 acres (6,639 sqft)
Owner	2 Individual Names on Record
Last Sale	$433,745 (Jul 2023)
Tax Bill	$3,267 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jan 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08428-BD-08101`

Property Details

APN / Parcel Number

Primary APN	`08428-BD-08101`
Alternative APN	`206347`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,796 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,328 sqft
2nd Floor Area	468 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,639 sqft (0.152 acres)
Garage Area	396 sqft
Parking Spaces	6 Parking Spaces
Deck Area	218 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	206347
Street Address	609 S 4TH ST
City	INDEPENDENCE
State	OR
Zip	97351-1915
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PARTITION PLAT 2006-0033 LOT 1
Legal Range	4W
Legal Township	08S
Legal Section	28
Legal Subdivision	PARTITION PLAT 2006-0033
Legal Block	3
Legal Lot Number	1
Jurisdiction	POLK OR
Township / Civil Division	MONMOUTH-INDEPENDENCE
Census Block Group	3
Census Block	3047
Census Tract	20305

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Independence Historic District listed 1989 · 155 contributing resources · NRIS 89000048

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Polk County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 S 4TH ST, INDEPENDENCE, OR 97351-1915
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 30, 2023	Deed of Trust, Mortgage · Line of Credit MOVEMENT MORTGAGE
Oct 23, 2020	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 23, 2018	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	20235150
Prior Transfer Date	Jul 7, 2006
Prior Transfer Doc	0000011521
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jul 10, 2023
Property Address	609 S 4TH ST, INDEPENDENCE, OR 97351-1915
Document Number	0000005150
Instrument Date	Jul 6, 2023
Instrument	2023-005150
Transaction Type	Transfer
Record Updated	Jul 27, 2023
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 S 4TH ST, INDEPENDENCE, OR 97351-1915

Mortgage

Document Number	0000005151
Date	Jul 10, 2023
Instrument	2023-005151

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK OR
Property Address	609 S 4TH ST, INDEPENDENCE, OR 97351-1915
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000614
Date	Jan 30, 2023
Instrument	2023-000614

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Feb 16, 2033

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Oct 23, 2020
Property Address	609 S 4TH ST, INDEPENDENCE, OR 97351-1915
Document Number	0000015762
Instrument Date	Sep 29, 2020
Instrument	2020-015762
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	AMERITITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 S 4TH ST, INDEPENDENCE, OR 97351-1915

Mortgage

Document Number	0000015763
Date	Oct 23, 2020
Instrument	2020-015763

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK OR
Recording Date	Jul 23, 2018
Property Address	609 S 4TH ST, INDEPENDENCE, OR 97351-1915
Document Number	0000008549
Instrument Date	Jul 12, 2018
Instrument	2018-008549
Transaction Type	Transfer
Record Updated	Feb 8, 2022
Title Company	FIDELITY NATL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S 4TH ST, INDEPENDENCE, OR 97351-1915

Mortgage

Document Number	0000008550
Date	Jul 23, 2018
Instrument	2018-008550

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Oregon
County	Polk County
Municipality	Independence City
Unified School District	Central School District 13J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,400 (+3%) Land $64,000 Building $120,400	$486,940 (+5.25%) Land $150,000 Building $336,940
2025	$3,267.00 (+3.78%)	$179,030 (+3%) Land $62,130 Building $116,900	$462,650 (-6.95%) Land $135,000 Building $327,650
2024	$3,148.00 (-2.48%)	$173,820 (+3%) Land $60,320 Building $113,500	$497,220 (-1.53%) Land $137,000 Building $360,220
2023	$3,228.00 (+8.91%)	$168,760 (+3%) Land $58,560 Building $110,200	$504,970 (+6.83%) Land $138,200 Building $366,770
2022	$2,964.00	$163,850 Land $56,850 Building $107,000	$472,670 Land $117,500 Building $355,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2021–2023) action level 15 ppb
Copper	1.45 mg/L (2021–2023) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Willamette Valley Fiber Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Alyrica Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Hunter Communications.

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