609 S 3rd St, La Crescent, MN 55947 Property Records

Houston County property record for 609 S 3rd St, La Crescent, MN 55947

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,383 sqft · built 1961
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$113,000 (Mar 2021)
Tax Bill	$3,422 (2026)
Deeds & Mortgages	Sep 2021 Line of Credit Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25.0501.000`

Property Details

APN / Parcel Number

Primary APN	`25.0501.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,383 sqft Living Area
1st Floor Area	1,383 sqft
Basement Area	1,188 sqft
Finished Basement	1,188 sqft
Unfinished Basement	1,188 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	130 ft deep x 75 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Gravity Furnace
Heating Fuel	Gas

Location & Zoning

Street Address	609 S 3RD ST
City	LA CRESCENT
State	MN
Zip	55947-1235
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-10 TWP-104 RANGE-004 LA CRESCENT PLAT LOT-999 BLOCK-108 E 30 FT LOT 5 & W 45 FT LOT 6 BLK 108 LA CRESCENT PLAT DOC 18718
Legal Range	04
Legal Township	104
Legal Section	10
Legal Subdivision	LA CRESCENT PLAT
Legal Block	108
Legal Lot Number	5-6
Jurisdiction	HOUSTON MN
Township / Civil Division	LA CRESCENT
Census Block Group	3
Census Block	3002
Census Tract	20100

Owner

609 S 3rd St is owned and occupied by two individuals who bought it in March 2021.

Source: Houston County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 S 3RD ST, LA CRESCENT, MN 55947-1235
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit ALTRA FEDERAL CREDIT UNION
Mar 22, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage ALTRA FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2021 · Amount on File
Deed Sale	Mar 22, 2021 · Amount on File
Prior Sale	Dec 31, 2009 · Amount on File
Deed Document Number	2021302060
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOUSTON MN
Property Address	609 S 3RD ST, LA CRESCENT, MN 55947-1235
Transaction Type	Mortgage
Record Updated	Oct 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A304217
Date	Sep 3, 2021
Instrument	A304217

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HOUSTON MN
Recording Date	Mar 22, 2021
Property Address	609 S 3RD ST, LA CRESCENT, MN 55947-1235
Document Number	A302060
Instrument Date	Jan 8, 2021
Instrument	A302060
Transaction Type	Transfer
Record Updated	Aug 23, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 S 3RD ST, LA CRESCENT, MN 55947-1235

Mortgage

Document Number	000A302061
Date	Mar 22, 2021
Instrument	A302061

Lender

Name	ALTRA FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 609 S 3rd St was $3,422 with a homeowner's exemption.

Source: Houston County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Houston County
Municipality	La Crescent City
Unified School District	La Crescent-Hokah School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,422.00 Homeowner's exemption	$263,100 Land $48,800 Building $214,300	$263,100 Land $48,800 Building $214,300
2025	$3,422.00
2023	$3,282.00 Homeowner's exemption	$230,500 Land $33,800 Building $196,700	$230,500 Land $33,800 Building $196,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 S 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 S 3rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LaCrescent serves 5,257 people · EPA ID MN1280007
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Acentek Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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