609 S 3rd St, Dekalb, IL 60115 Property Records

DeKalb County property record for 609 S 3rd St, Dekalb, IL 60115

Property Summary

Property TypeSingle Family Home
Lot Size0.239 acres (10,395 sqft)
OwnerIndividual Name on Record
Last Sale$181,000 (May 2014)
Tax Bill$4,938 (2024)
Deeds & MortgagesApr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN08-22-478-045

Property Details

APN / Parcel Number

Primary APN08-22-478-045
Alternative APN
  • 0822478024

Exterior

Lot Area10,395 sqft (0.239 acres)
Lot Dimensions165 ft deep x 63 ft wide

Location & Zoning

Account Number0822478045
Street Address609 S 3RD ST
CityDEKALB
StateIL
Zip60115-4123
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRUSSELL HUNTLEYS ADDITION -S 63FT OF LOT 9 BLOCK E
Legal SubdivisionRUSSELL HUNTLEYS ADDITION
Legal BlockE
Legal Lot Number9
JurisdictionDE KALB IL
Township / Civil DivisionDEKALB
Census Block Group3
Census Block3013
Census Tract1300

Owner

Source: DeKalb County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address609 S 3RD ST, DEKALB, IL 60115-4123
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2014 · Amount on Record
Deed SaleMay 2, 2014 · Amount on Record
Prior SaleNov 28, 2005 · Amount on Record
Deed Document Number20143772
Prior Transfer DateMay 26, 2005
Prior Transfer Doc0000009746
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDE KALB IL
Property Address609 S 3RD ST, DEKALB, IL 60115-4123
Transaction TypeMortgage
Record UpdatedApr 2, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004321
DateApr 5, 2021
Instrument2021004321
Lender
NameFIRST NATIONAL BANK OF OMAHA
TypeBank
AddressOMAHA, NE 68197
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 1, 2036

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDeKalb County
County SubdivisionDeKalb Township
MunicipalityDeKalb City
Unified School DistrictDeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$74,452 (+25.6%) Land $11,595 Building $62,857$223,356 (+25.6%) Land $34,785 Building $188,571
2024$4,938.00
2023$59,278 Land $9,232 Building $50,046$177,834 Land $27,696 Building $150,138

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims18 (1978–2007)
Claims Outside the SFHA2 of 18
Most Recent ClaimAug 2007 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEKALB
serves 40,290 people · EPA ID IL0370100
Water SourceGroundwater
Last State InspectionJun 2023
Lead13 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35

May also be available: Verizon.

Nearby Properties on S 3rd St

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