609 Ruble Ave, Albert Lea, MN 56007 Property Records

Freeborn County property record for 609 Ruble Ave, Albert Lea, MN 56007

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1908
Lot Size	0.14 acres (6,000 sqft)
Owner	Individual Name on Record
Last Sale	$110,000 (Mar 2024)
Tax Bill	$1,978 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34.185.0330`

Property Details

APN / Parcel Number

Primary APN	`34.185.0330`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	821 sqft
Basement Area	608 sqft
Unfinished Basement	608 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,000 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Porch	Porch
Porch Area	176 sqft
Deck Area	153 sqft

Utilities, Heating & Cooling

Heating System	Baseboard

Location & Zoning

Street Address	609 RUBLE AVE
City	ALBERT LEA
State	MN
Zip	56007-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RUBLE'S NORTH SIDE PARK ADDITI LOT-012 BLOCK-002 LOT 12 BLK 2 RUBLES NORTHSIDE PARK ADDITION
Legal Subdivision	RUBLE'S NORTH SIDE PARK ADDITI
Legal Block	2
Legal Lot Number	12
Jurisdiction	FREEBORN MN
Township / Civil Division	ALBERT LEA
Census Block Group	4
Census Block	4016
Census Tract	180500

Owner

Source: Freeborn County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	411 PRATHER DR, FORT MYERS, FL 33919-3127
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage STATE FARM BANK
Jul 16, 2019	Warranty Deed, Transfer
Jul 2, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	Jul 16, 2019 · Amount on Record
Deed Document Number	20241633057
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREEBORN MN
Property Address	609 RUBLE AVE, ALBERT LEA, MN 56007-2426
Transaction Type	Mortgage
Record Updated	May 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A538453
Date	Jul 23, 2019
Instrument	A538453

Lender

Name	STATE FARM BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2049

Interest

Rate Type	Fixed Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 16, 2019
Property Address	609 RUBLE AVE, ALBERT LEA, MN 56007-2426
Document Number	CRV984312
Instrument Date	Jul 16, 2019
Instrument	CRV984312
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7720 PENN AVE S # SC251, 7720, RICHFIELD, MN 55423-3669

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 RUBLE AVE, ALBERT LEA, MN 56007-2426

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FREEBORN MN
Recording Date	Jul 2, 2018
Property Address	609 RUBLE AVE, ALBERT LEA, MN 56007-2426
Document Number	CRV835393
Instrument Date	Jul 2, 2018
Instrument	CRV835393
Transaction Type	Transfer
Record Updated	Jul 6, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 BURR OAK DR, 112, ALBERT LEA, MN 56007-2207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 RUBLE AVE, ALBERT LEA, MN 56007-2426

Tax Assessment & Valuation

Source: Freeborn County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Albert Lea City
County	Freeborn County
Unified School District	Albert Lea Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,978.00	$126,500 (+13.86%) Land $15,800 Building $110,700	$126,500 (+13.86%) Land $15,800 Building $110,700
2025	$1,978.00 (+33.83%)
2023	$1,478.00 (+60.3%) Homeowner's exemption	$111,100 Land $15,800 Building $95,300	$111,100 Land $15,800 Building $95,300
2020	$922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Albert Lea serves 18,492 people · EPA ID MN1240001
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2025) action level 15 ppb
Copper	1.81 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
GigFire Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Midco Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Winnebago Cooperative Telecom Association.

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