Mercer County property record for 609 Royal Ln, Celina, OH 45822
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,031 sqft · built 1968 |
| Lot Size | 0.315 acres (13,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $390,833 (Sep 2026) |
| Tax Bill | $2,503 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jul 2026 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-454700.0000 |
| Primary APN | 27-454700.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,031 sqft Living Area |
| Basement Area | 848 sqft |
| Unfinished Basement | 848 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Lot Area | 13,750 sqft (0.315 acres) |
| Lot Dimensions | 110 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 609 ROYAL LN |
|---|---|
| City | CELINA |
| State | OH |
| Zip | 45822-1156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEFFLERS KINGSWOOD ADD LOT#: 11 |
| Legal Subdivision | LEFFLERS KINGSWOOD ADD |
| Legal Lot Number | 11 |
| Jurisdiction | MERCER OH |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 967500 |
609 Royal Ln is owned and occupied by two individuals who bought it in September 2026.
Source: Mercer County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 ROYAL LN, CELINA, OH 45822-1156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jul 29, 2026 | Affidavit, Transfer |
| Jun 12, 2018 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 8, 2026 · Amount on File |
| Deed Sale | Sep 8, 2026 · Amount on File |
| Deed Document Number | 20264193 |
| Prior Transfer Date | Jun 11, 2018 |
| Prior Transfer Doc | 0000002778 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Sep 8, 2026 |
| Property Address | 609 ROYAL LN, CELINA, OH 45822-1156 |
| Document Number | 0000004193 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 20264193 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | FOUR SEASONS TITLE, FOUR DIAMOND TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118,422.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 609 ROYAL LN, CELINA, OH 45822-1156 |
| Document Number | 0000004194, |
|---|---|
| Date | Sep 8, 2026 |
| Instrument | 20264194 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Affidavit |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jul 29, 2026 |
| Property Address | 609 ROYAL LN, CELINA, OH 45822-1156 |
| Document Number | 0000003463 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 20263463 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 229 JOHNSON AVE, CELINA, OH 45822-1220 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MERCER OH |
| Recording Date | Jun 12, 2018 |
| Property Address | 609 ROYAL LN, CELINA, OH 45822-1156 |
| Document Number | 201800002778 |
| Map Reference | VOL9 PG23 |
| Instrument Date | Jun 11, 2018 |
| Instrument | 201800002778 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 609 ROYAL LN, CELINA, OH 45822-1156 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 609 Royal Ln was $2,503.
Source: Mercer County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Mercer County |
| County Subdivision | Jefferson Township |
| Municipality | Celina City |
| Unified School District | Celina City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,503.00 | $73,440 (-) Land $12,080 Building $61,360 | |
| 2024 | $2,503.00 (-1.3%) | $73,440 (-) Land $12,080 Building $61,360 | |
| 2023 | $2,536.00 (+11.57%) | $73,440 (+24.28%) Land $12,080 Building $61,360 | $209,800 Land $34,500 Building $175,300 |
| 2022 | $2,273.00 | $59,090 Land $11,590 Building $47,500 | |
| 2020 | $168,800 Land $33,100 Building $135,700 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 609 Royal Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective May 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2008) |
| Most Recent Claim | Feb 2008 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Royal Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CELINA serves 11,682 people · EPA ID OH5400011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber · Fixed Wireless | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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