609 Raphael Pl, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 609 Raphael Pl, Charlotte, NC 28205

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 2,154 sqft · built 2006
Lot Size	0.617 acres (26,897 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2018)
Tax Bill	$3,829 (2023)
Deeds & Mortgages	Jul 2021 Mortgage Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`091-109-11`

Property Details

APN / Parcel Number

Primary APN	`091-109-11`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,154 sqft Heated Area
Gross Area	2,186 sqft
1st Floor Area	1,052 sqft
Upper Floors Area	831 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Architectural Style	Other
Exterior Material	Concrete Block
Foundation Type	Slab (Mat/Raft)
Lot Area	26,897 sqft (0.617 acres)
Garage Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	091-109-11
Street Address	609 RAPHAEL PL
City	CHARLOTTE
State	NC
Zip	28205-4556
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	UR3CD
Legal Description	BLDG 8 UNIT 609 U/F 715-19
Legal Subdivision	RENAISSANCE TWNHM LOFTS CONDO
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1006
Census Tract	1400

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage RAPID MORTGAGE COMPANY
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit TRULIANT FCU
Jul 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 6, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2018 · Amount on Record
Deed Sale	Jun 6, 2018 · Amount on Record
Prior Sale	May 20, 2016 · Amount on Record
Deed Document Number	0032735199
Deed Book / Page	32735 / 199
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	609 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000130728
Date	Jul 6, 2021
Book Page	36264/216
Instrument	2021130728

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	609 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000113190
Date	Aug 4, 2022
Book Page	37550/668
Instrument	2022113190

Lender

Name	TRULIANT FCU
Type	Credit Union
Address	WINSTON SALEM, NC 27103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 21, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	609 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Document Number	0000086077
Instrument Date	Jul 3, 2019
Transaction Type	Mortgage
Record Updated	Aug 5, 2019
Title Company	FIRST CHOICE TITLE, FIRST CHOICE TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 RAPHAEL PL CHARLOTTE NC 282054556, CHARLOTTE, NC 28205-4556

Mortgage

Document Number	0000086077
Date	Jul 9, 2019
Book Page	033654/000406
Instrument	86077

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 8, 2039

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 6, 2018
Property Address	609 RAPHAEL PL, CHARLOTTE, NC 28205-4556
Document Number	0000069825
Book / Page	032735 / 000199
Instrument Date	Jun 6, 2018
Instrument	69825
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 RAPHAEL PL CHARLOTTE NC 282054556, CHARLOTTE, NC 28205-4556

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Google Fiber, Spectrum.

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