Oconee County property record for 609 Providence Point Dr, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,106 sqft · built 2005 |
| Lot Size | 0.65 acres (28,314 sqft) |
| Owner | Individual Name on File |
| Last Sale | $452,000 (Jul 2024) |
| Tax Bill | $7,481 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Aug 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-71-01-005 |
| Primary APN | 520-71-01-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 4 Stories |
| Building Area | 3,106 sqft Living Area |
| 1st Floor Area | 1,553 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Traditional |
| Exterior Material | Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 28,314 sqft (0.65 acres) |
| Garage Type | Detached |
| Garage Area | 1,082 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 59668 |
|---|---|
| Street Address | 609 PROVIDENCE POINT DR |
| City | SENECA |
| State | SC |
| Zip | 29678-2973 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 PROVIDENCE RIDGE (0.65AC) |
| Legal Subdivision | PROVIDENCE RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 28 |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 30702 |
609 Providence Point Dr is owned and occupied by an individual who bought it in July 2024.
Source: Oconee County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 PROVIDENCE POINT DR, SENECA, SC 29678-2973 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 27, 2020 | Loan Modification, Mortgage · FHA Mortgage BANKUNITED NA |
| Apr 30, 2018 | Grant Deed, Transfer · FHA Mortgage CARRINGTON MTG SVCS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on File |
| Deed Sale | Jul 11, 2024 · Amount on File |
| Prior Sale | Apr 30, 2018 · Amount on File |
| Deed Document Number | 2024559 |
| Deed Book / Page | 3096 / 198 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 609 PROVIDENCE POINT DR, SENECA, SC 29678-2973 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Title Company | FIRST AMERICAN, FIRST AMERICAN WAY |
| Name | Verified Name |
|---|---|
| Address | 609 PROVIDENCE POINT DR, SENECA, SC 29678-2973 |
| Document Number | 0000015508 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 4310/238 |
| Instrument | 15508 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 609 PROVIDENCE POINT DR, SENECA, SC 29678-2973 |
| Document Number | 0040360106 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 609 PROVIDENCE POINT DR SENECA SC 296782973, SENECA, SC 29678-2973 |
| Document Number | 0040360106 |
|---|---|
| Date | Oct 12, 2020 |
| Book Page | 004036/000106 |
| Name | BANKUNITED NA |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 11, 2050 |
| Rate | 3.5% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Apr 30, 2018 |
| Property Address | 609 PROVIDENCE POINT DR, SENECA, SC 29678-2973 |
| Document Number | 0025360346 |
| Book / Page | 002536 / 000346 |
| Instrument Date | Apr 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,129.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 609 PROVIDENCE POINT DR SENECA SC 296782973, SENECA, SC 29678-2973 |
| Document Number | 37170241 |
|---|---|
| Date | Apr 30, 2018 |
| Book Page | 003717/000241 |
| Name | CARRINGTON MTG SVCS |
|---|---|
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 29, 2048 |
The 2025 property tax bill for 609 Providence Point Dr was $7,481.
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Municipality | Seneca City |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,481.00 | $17,708 Land $966 Building $16,742 | $442,710 Land $24,150 Building $418,560 |
| 2023 | $12,700 Land $1,170 Building $11,530 | $317,502 Land $29,240 Building $288,262 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 609 Providence Point Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 609 Providence Point Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 98.6% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SENECA serves 39,772 people · EPA ID SC3710002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Vyve Broadband Cable | 1,000 / 100 |
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