609 Pine Meadow Rd, Northfield, MA 01360 Property Records

Franklin County and Northfield Town property record for 609 Pine Meadow Rd, Northfield, MA 01360

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 3,084 sqft · built 1995
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (Jul 2015)
Tax Bill	$5,162 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Nov 2021 Line of Credit
APN	`NFLD M:054 B:B1.02 L:1`

Property Details

APN / Parcel Number

Primary APN	`NFLD M:054 B:B1.02 L:1`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	1 Story
Building Area	3,084 sqft Living Area
Gross Area	3,956 sqft
Basement Area	1,680 sqft
Unfinished Basement	420 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	609 PINE MEADOW RD
City	NORTHFIELD
State	MA
Zip	01360-9636
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RA
Legal Subdivision	LAWRENCE GIARD & DOUG BAKER
Legal Block	B1.02
Legal Lot Number	1
Jurisdiction	NORTHFIELD MA
Township / Civil Division	NORTHFIELD
Census Block Group	2
Census Block	2055
Census Tract	40300

Owner

Source: Franklin County and Northfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 PINE MEADOW RD, NORTHFIELD, MA 01360-9636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit FRANKLIN FIRST FEDERAL CREDIT UNION
Nov 1, 2021	Deed of Trust, Mortgage · Line of Credit FRANKLIN FIRST FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2015 · Amount on Record
Deed Sale	Jul 16, 2015 · Amount on Record
Prior Sale	Jun 24, 2003 · Amount on Record
Deed Book / Page	6716 / 11
Transfer Doc	0006716-11
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHFIELD MA
Property Address	609 PINE MEADOW RD, NORTHFIELD, MA 01360-9636
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007884-282
Date	Nov 1, 2021
Book Page	7884/282
Instrument	14210

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHFIELD MA
Property Address	609 PINE MEADOW RD, NORTHFIELD, MA 01360-9636
Transaction Type	Mortgage
Record Updated	Nov 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7884-282
Date	Nov 1, 2021
Book Page	7884/282
Instrument	14210

Lender

Name	FRANKLIN FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2041

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County and Northfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Northfield Town
Unified School District	Pioneer Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,162.00 (+4.75%)	$373,000 (+2.78%) Land $54,300 Building $318,700	$337,610
2024	$4,928.00 (+26.52%)	$362,900 (+26.53%) Land $51,300 Building $311,600
2023	$3,895.00	$286,800 Land $50,800 Building $236,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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