Seminole County property record for 609 Pavia Loop, Lake Mary, FL 32746
| Property Type | Townhouse |
|---|---|
| Details | 4 bd · 3.5 ba · 2,014 sqft · built 2012 |
| Lot Size | 0.029 acres (1,255 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $395,000 (Oct 2022) |
| Tax Bill | $5,334 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Oct 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-30-514-0000-0380 |
| Primary APN | 08-20-30-514-0000-0380 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 3 Stories |
| Building Area | 2,014 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 404 sqft |
| Upper Floors Area | 1,610 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Tile |
| Lot Area | 1,255 sqft (0.029 acres) |
| Garage Type | Attached |
| Garage Area | 426 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 609 PAVIA LOOP |
|---|---|
| City | LAKE MARY |
| State | FL |
| Zip | 32746-2658 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD |
| Legal Description | LOT 38 FOUNTAIN PARKE AT LAKE MARY PHASE 2 PB 70 PGS 70 - 76 |
| Legal Range | 30E |
| Legal Township | 20S |
| Legal Section | 08 |
| Legal Subdivision | FOUNTAIN PARKE AT LAKE MARY PHASE 2 |
| Legal Tract | 514 |
| Legal Lot Number | 38 |
| Jurisdiction | SEMINOLE FL |
| Township / Civil Division | SANFORD |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 20805 |
609 Pavia Loop, a townhouse, is owned and occupied by two individuals who acquired it in September 2023.
Source: Seminole County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2023 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Oct 28, 2022 | Warranty Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC |
| Sep 24, 2019 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2022 · Amount on File |
| Deed Sale | Oct 28, 2022 · Amount on File |
| Prior Sale | Sep 24, 2019 · Amount on File |
| Deed Document Number | 2022120089 |
| Deed Book / Page | 10339 / 1516 |
| Last Transfer Date | Sep 15, 2023 |
| Transfer Doc | 0105490948 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Dec 8, 2023 |
| Property Address | 609 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Document Number | 0105490948 |
| Book / Page | 10549 / 948 |
| Map Reference | MB 70 PG 70-76 |
| Instrument Date | Sep 15, 2023 |
| Instrument | 2023111801 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2023 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 609 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Oct 28, 2022 |
| Property Address | 609 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Document Number | 0103391516 |
| Book / Page | 10339 / 1516 |
| Map Reference | MB 70 PG 70-76 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 2022120089 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 PAVIA LOOP, 609, LAKE MARY, FL 32746-2658 |
| Name | Verified Name |
|---|---|
| Address | 609 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Document Number | 0103391518 |
|---|---|
| Date | Oct 28, 2022 |
| Instrument | 10339/1518 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SEMINOLE FL |
| Recording Date | Sep 24, 2019 |
| Property Address | 609 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Document Number | 0094420410 |
| Book / Page | 09442 / 0410 |
| Map Reference | MB 70 PG 70-76 |
| Instrument Date | Sep 20, 2019 |
| Instrument | 2019103346 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,377.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 950547, LAKE MARY, FL 32795-0547 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 609 PAVIA LOOP, LAKE MARY, FL 32746-2658 |
| Document Number | 0009442412 |
|---|---|
| Date | Sep 24, 2019 |
| Instrument | 09442/412 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 609 Pavia Loop was $5,334.
Source: Seminole County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Seminole County |
| Municipality | Lake Mary City |
| Unified School District | Seminole County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,334.00 | $370,604 Land $65,000 Building $305,604 | $370,604 Land $65,000 Building $305,604 |
| 2023 | $5,184.00 (+54.19%) | $369,763 (+32.8%) | $369,763 (+7.51%) Land $65,000 Building $304,763 |
| 2022 | $3,362.00 Homeowner's exemption | $278,436 | $343,943 Land $60,000 Building $283,943 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Pavia Loop in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 44 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 4 (2015–2022) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Pavia Loop is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LAKE MARY serves 17,066 people · EPA ID FL3590201 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
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