609 Papermill Rd, Lincoln, CA 95648 Property Records

Placer County property record for 609 Papermill Rd, Lincoln, CA 95648

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,473 sqft · built 2021
Owner	2 Individual Names on File
Last Sale	$710,000 (Mar 2022)
Tax Bill	$7,703 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`329-150-013-000`

Property Details

APN / Parcel Number

Primary APN	`329-150-013-000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,473 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Construction Type	Wood
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	609 PAPERMILL RD
City	LINCOLN
State	CA
Zip	95648-7635
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 259 TWELVE BRIDGES VILLAGE 2B MOR EE-47
Legal Subdivision	TWELVE BRIDGES VILL
Legal Lot Number	259
Jurisdiction	PLACER CA
Township / Civil Division	LINCOLN
Census Block Group	3
Census Block	3007
Census Tract	23502

Owner

Source: Placer County assessment roll, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 PAPERMILL RD, LINCOLN, CA 95648-7635
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE LENDING
Mar 11, 2021	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Mar 11, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Sep 29, 2020	Deed of Trust, Mortgage · Line of Credit WILMINGTON TR NA
Sep 8, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 28, 2022 · Amount on Record
Deed Sale	Mar 28, 2022 · Amount on Record
Prior Sale	Mar 11, 2021 · Amount on Record
Deed Document Number	202226833
Prior Transfer Date	Mar 4, 2021
Prior Transfer Doc	0000034093
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 28, 2022
Property Address	609 PAPERMILL RD, LINCOLN, CA 95648-7635
Document Number	0000026833
Map Reference	MB EE PG 47
Instrument Date	Mar 22, 2022
Instrument	2022-0026833
Transaction Type	Transfer
Record Updated	Apr 8, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	609 PAPERMILL RD, LINCOLN, CA 95648-7635

Mortgage

Document Number	0000026834
Date	Mar 28, 2022
Instrument	2022-0026834

Lender

Name	UNITED WHOLESALE LENDING
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2021: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 11, 2021
Property Address	609 PAPERMILL RD, LINCOLN, CA 95648-7635
Document Number	0000034092
Map Reference	MB EE PG 47
Instrument Date	Mar 8, 2021
Instrument	2021-0034092
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 PAPERMILL RD, LINCOLN, CA 95648-7635

Mortgage

Document Number	0000034094
Date	Mar 11, 2021
Instrument	2021-0034094

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Mar 11, 2021
Property Address	609 PAPERMILL RD, LINCOLN, CA 95648-7635
Document Number	0000034093
Map Reference	MB EE PG 47
Instrument Date	Mar 4, 2021
Instrument	2021-0034093
Transaction Type	Transfer
Record Updated	Aug 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 PAPERMILL RD, LINCOLN, CA 95648-7635

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	609 PAPERMILL RD, LINCOLN, CA 95648-7635
Document Number	0000110668
Instrument Date	Sep 29, 2020
Transaction Type	Mortgage
Record Updated	Oct 16, 2020
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	90 MATAWAN RD #5TH MATAWAN NJ 077472623, 5TH, MATAWAN, NJ 07747-2623
Investor	Possibly a Property Investor

Mortgage

Document Number	0000110668
Date	Oct 2, 2020
Instrument	110668

Lender

Name	WILMINGTON TR NA
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 1, 2025

Interest

Rate Type	Adjustable Rate

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Sep 8, 2020
Property Address	609 PAPERMILL RD, LINCOLN, CA 95648-7635
Document Number	0000097436
Instrument Date	Sep 3, 2020
Instrument	97436
Transaction Type	Transfer
Record Updated	Sep 30, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$915.00
Amount Accuracy	Full Value
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3721 DOUGLAS BLVD #150 ROSEVILLE CA 956614244, 150, ROSEVILLE, CA 95661-4244

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Lincoln City
Unified School District	Western Placer Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$688,000 (-8.69%) Land $159,900 Building $528,100
2025	$7,703.00 (-12.11%)	$753,457 (+4.04%) Land $175,099 Building $578,358
2023	$8,764.00 (+21.02%)	$724,200 Land $168,300 Building $555,900
2022	$7,242.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LINCOLN serves 56,268 people · EPA ID CA3110004
Water Source	Purchased surface water from PLACER CWA - FOOTHILL
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Corridor Wireless Fixed Wireless	100 / 100
Cal.net Fixed Wireless	100 / 20

May also be available: DigitalPath, Verizon.

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