609 Palisade Rd, Union, NJ 07083 Property Records

Union County and Union Township property record for 609 Palisade Rd, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,738 sqft · built 1954
Lot Size	0.092 acres (3,999 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Nov 2021)
Tax Bill	$10,146 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-00208-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`19-00208-0000-00001`
Alternative APN	`190020800001`

Interior

Stories	1 Story
Building Area	1,738 sqft Living Area
1st Floor Area	1,738 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	3,999 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	609 PALISADE RD
City	UNION
State	NJ
Zip	07083-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INCL BLK 2 LOTS 22 & 23
Legal Subdivision	ELMORA GARDENS SEC 01
Legal Block	208
Legal Lot Number	1
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	2
Census Block	2019
Census Tract	33502

Owner

609 Palisade Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 PALISADE RD, UNION, NJ 07083-7710
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 12, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2021 · Amount on File
Deed Sale	Nov 12, 2021 · Amount on File
Prior Sale	Feb 27, 1997 · Amount on File
Deed Document Number	202111584
Deed Book / Page	6438 / 2934
Prior Transfer Date	Sep 22, 1998
Prior Transfer Doc	0000058399
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	609 PALISADE RD, UNION, NJ 07083-7710
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150182846
Date	Jul 23, 2021
Book Page	15018/2846
Instrument	17270

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Nov 12, 2021
Property Address	609 PALISADE RD, UNION, NJ 07083-7710
Document Number	0064382934
Book / Page	6438 / 2934
Instrument Date	Nov 3, 2021
Instrument	11584
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,599.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	328 ELKWOOD AVE, 328, NEW PROVIDENCE, NJ 07974-1838

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 PALISADE RD, UNION, NJ 07083-7710

Mortgage

Document Number	0000024949
Date	Nov 12, 2021
Instrument	24949

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 609 Palisade Rd was $10,146, up 4.4% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,500 (-) Land $16,000 Building $27,500	$43,500 (-) Land $16,000 Building $27,500
2025	$10,146.00 (+4.36%)	$43,500 Land $16,000 Building $27,500	$43,500 Land $16,000 Building $27,500
2024	$9,722.00
2023		$43,500 Land $16,000 Building $27,500	$43,500 Land $16,000 Building $27,500
2022	$9,098.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 609 Palisade Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 Palisade Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,063 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile, Xfinity.

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