609 Osage Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 609 Osage Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,008 sqft · built 1985
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$285,000 (Jun 2026)
Tax Bill	$6,482 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
APN	`04-30-0-226-003`

Property Details

APN / Parcel Number

Primary APN	`04-30-0-226-003`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,008 sqft Living Area
Basement Area	868 sqft
Unfinished Basement	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Mixed
Garage Area	252 sqft
Parking Spaces	1 Parking Space
Deck Area	21 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	609 OSAGE DR
City	O FALLON
State	IL
Zip	62269-3304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PARKRIDGE ESTATES LOT/SEC-3 DOC A02331591
Legal Subdivision	PARKRIDGE ESTATES
Legal Block	226
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1001
Census Tract	504354

Owner

609 Osage Dr is owned and occupied by an individual who bought it in June 2026.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	609 OSAGE DR, O FALLON, IL 62269-3304
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Deed Document Number	20262886638
Prior Transfer Date	Sep 10, 2012
Prior Transfer Doc	00A2331591
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 16, 2026
Property Address	609 OSAGE DR, O FALLON, IL 62269-3304
Document Number	0002886638
Instrument Date	Jun 15, 2026
Instrument	20262886638
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	TOWN AND COUNTRY TITLE GUARANTY, TOWN & COUNTRY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,177.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 OSAGE DR, O FALLON, IL 62269-3304

Mortgage

Date	Jun 16, 2026

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	5.57%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 609 Osage Dr was $6,482 with a homeowner's exemption, up 9.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,482.00 (+9.11%) Homeowner's exemption	$95,934 (+9.62%) Land $17,403 Building $78,531	$287,802 (+9.62%) Land $52,209 Building $235,593
2024	$5,941.00	$87,515 Land $15,876 Building $71,639	$262,545 Land $47,628 Building $214,917
2022		$71,411 Land $12,955 Building $58,456	$214,233 Land $38,865 Building $175,368

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 609 Osage Dr; there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Osage Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, i3 Broadband.

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