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609 Ohio Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 609 Ohio Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1980
Square Footage1,354 sqft Heated Area
Lot Size8,276 sqft (0.189 acres)
OccupancyOwner Occupied
Last Sale$193,000 (2025)
Tax Bill$3,549.00 (2025)

Property Details

APN / Parcel Number

Primary APN76959
Alternative APN
  • 012630000100490190

Interior

Bedrooms2 Beds
Full Baths2 Baths
Partial Baths1 Partial Baths
Building Area1,354 sqft Heated Area
1st Floor702 sqft 1st Floor
Upper Floors364 sqft Upper Floors
Stories2 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1980
Exterior MaterialAluminum Siding Exterior
Foundation TypePier/Post & Beam Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area8,276 sqft (0.189 acres)
Depth X Width150 ft x 56 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage Area392 sqft Garage

Exterior Amenities

FenceFence
Patio Area144 sqft Patio
PorchEnclosed Porch
Porch Area288 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number76959
Street Address609 OHIO AVE
CitySAINT CLOUD
StateFL
Zip34769-2880
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionST CLOUD PB B PG 34 BLK 49 N 6 FT LOT 19 & ALL 20 & 21 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block49
Legal Lot Number19
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3031
Census Tract43500

Owner

Source: Osceola County records · APN 76959

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address609 OHIO AVE, SAINT CLOUD, FL 34769-2880
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2025Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Sep 01, 2021Warranty Deed, Transfer · Conventional Mortgage
THE MORTGAGE FIRM INC
Aug 07, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
THE MORTGAGE FIRM INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 29, 2025 · Amount on Record
Deed SaleOct 29, 2025 · Amount on Record
Prior SaleSep 01, 2021 · Amount on Record
Deed Doc Number2025134174
Deed Book / Page6872 / 1902
Record RefreshedJun 08, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 29, 2025
Property Address609 OHIO AVE, SAINT CLOUD, FL 34769-2880
Document Number0068721902
Book / Page6872 / 1902
Map ReferenceMB B PG 33&34
Instrument DateOct 28, 2025
Instrument2025134174
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,351.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2700 EATON RAPIDS RD # RDLOT96, RDLOT96, LANSING, MI 48911-6311

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 OHIO AVE, SAINT CLOUD, FL 34769-2880

Mortgage

Document Number0068721904
DateOct 29, 2025
Instrument6872/1904
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateSep 01, 2021
Property Address609 OHIO AVE, SAINT CLOUD, FL 34769-2880
Document Number0060342418
Book / Page6034 / 2418
Map ReferenceMB B PG 33&34
Instrument DateAug 30, 2021
Instrument2021136001
Transaction TypeTransfer
Record UpdatedSep 15, 2021
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,246.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1013 MONTANA AVE, 1013, SAINT CLOUD, FL 34769-3579

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 OHIO AVE, SAINT CLOUD, FL 34769-2880

Mortgage

Document Number60342419
DateSep 01, 2021
Instrument6034/2419
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 07, 2017
Property Address609 OHIO AVE, SAINT CLOUD, FL 34769-2880
Document Number0051900582
Book / Page5190 / 0582
Map ReferenceMB B PG33&34
Instrument DateJul 28, 2017
Instrument2017113266
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyTITLE & ABSTRACT AGENCY OF A

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$861.00
Amount AccuracyRounded Values by County
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address588 SYLVAN AVE # AVE1C, 588, ENGLEWOOD CLIFFS, NJ 07632-3145

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 OHIO AVE, SAINT CLOUD, FL 34769-2880

Mortgage

Document Number0051900586
DateAug 07, 2017
Instrument5190/0586
Lender
NameTHE MORTGAGE FIRM INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,549.00 (+68.68%)$198,100 (+23.66%) Land $46,800 Building $151,300$198,100 (+1.96%) Land $46,800 Building $151,300
2024$2,104.00 (+3.04%) Homeowner's exemption$160,195 (+3%)$194,300 (+10.78%) Land $46,800 Building $147,500
2023$2,042.00 (+4.08%) Homeowner's exemption$155,530 (+3%)$175,400 (+16.16%) Land $42,500 Building $132,900
2022$1,962.00 Homeowner's exemption$151,000 Land $38,200 Building $112,800$151,000 Land $38,200 Building $112,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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