609 Ocean Dr, Apt 11H, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 609 Ocean Dr, Apt 11H, Key Biscayne, FL 33149

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,496 sqft · built 1969
Owner	2 Individual Names on File
Last Sale	$1,375,000 (Mar 2018)
Tax Bill	$13,173 (2025)
Deeds & Mortgages	Jul 2018 Mortgage Mar 2018 Sale
Flood Zone	Zone AE (high risk)
APN	`24-5205-032-1160`

Property Details

APN / Parcel Number

Primary APN	`24-5205-032-1160`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Units	40 Units
Building Area	1,496 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	609 OCEAN DR, 11H
City	KEY BISCAYNE
State	FL
Zip	33149-2318
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	4900
Legal Description	SANDS OF KEY BISCAYNE CONDO UNIT 11-H ELEVENTH FLOOR UNDIV 0.779 % INT IN COMMON ELEMENTS CLERKS FILES 69R-134154 & 69R-148823 & 69R-161039 PR ADD 609 OCEAN DR UNIT 11-H OR 19808-4195 0501 5 COC 26282-1683 03 2008 1
Legal Range	42E
Legal Township	55S
Legal Section	05
Legal Subdivision	SANDS OF KEY BISCAYNE CONDO
Legal Block	1
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	1
Census Block	1000
Census Tract	4607

Owner

609 Ocean Dr, Apt 11H is owned and occupied by two individuals who bought it in March 2018.

Source: Miami-Dade County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 OCEAN DR, 11H, KEY BISCAYNE, FL 33149-2318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Deed of Trust, Mortgage IBERIABANK
Mar 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Prior Sale	Mar 21, 2008 · Amount on File
Deed Document Number	2018164453
Deed Book / Page	30903 / 2194
Transfer Doc	1980004195
Record Updated	Oct 29, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DADE FL
Property Address	609 OCEAN DR APT 11H, 11H, KEY BISCAYNE, FL 33149-2318
Document Number	0000483781
Instrument Date	Jul 31, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 OCEAN DR #11H KEY BISCAYNE FL 331492318, 11H, KEY BISCAYNE, FL 33149-2318

Mortgage

Document Number	0000483781
Date	Aug 9, 2018
Book Page	031094/004512
Instrument	483781

Lender

Name	IBERIABANK
Type	Bank
Address	NEW IBERIA, LA 70562

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DADE FL
Recording Date	Mar 20, 2018
Property Address	609 OCEAN DR APT 11H, 11H, KEY BISCAYNE, FL 33149-2318
Document Number	0000164453
Book / Page	030903 / 002194
Instrument Date	Mar 13, 2018
Instrument	164453
Transaction Type	Transfer
Record Updated	Apr 2, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$8,250.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 OCEAN DR #11H KEY BISCAYNE FL 331492318, 11H, KEY BISCAYNE, FL 33149-2318

Tax Assessment & Valuation

The 2025 property tax bill for 609 Ocean Dr, Apt 11H was $13,173 with a homeowner's exemption.

Source: Miami-Dade County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,173.00 Homeowner's exemption	$880,617	$1,445,102
2023	$12,681.00 (+2.34%) Homeowner's exemption	$830,873 (+3%)	$1,204,252 (+21%)
2022	$12,391.00 Homeowner's exemption	$806,673	$995,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Ocean Dr, Apt 11H in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 141 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1,524 units insured incl. 1,383 condo units
Nearby Flood Claims	220 (1979–2022)
Claims Outside the SFHA	1 of 220
Most Recent Claim	Jun 2022 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 60 claims Hurricane Katrina, Aug 2005 · 25 claims Hurricane Andrew, Aug 1992 · 63 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Ocean Dr, Apt 11H is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people · EPA ID FL4130871
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Hotwire Communications, Verizon.

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