609 Oakleaf Dr, Garrett, IN 46738 Property Records

DeKalb County property record for 609 Oakleaf Dr, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,642 sqft · built 1970
Lot Size	0.265 acres (11,543 sqft)
Owner	Individual Name on Record
Last Sale	$138,985 (Jul 2022)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Jul 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-09-02-177-003.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-02-177-003.000-013`
Alternative APN	`260902177003`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
1st Floor Area	1,642 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Metal
Lot Area	11,543 sqft (0.265 acres)
Lot Dimensions	110 ft deep x 105 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	260902177003
Street Address	609 OAKLEAF DR
City	GARRETT
State	IN
Zip	46738-1820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODVIEW ESTATES SEC 2 LOT 29
Legal Subdivision	WOODVIEW ESTATES
Legal Lot Number	29
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	1
Census Block	1059
Census Tract	20602

Owner

Source: DeKalb County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 OAKLEAF DR, GARRETT, IN 46738-1820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Mar 15, 2007 · Amount on Record
Deed Document Number	20224188
Prior Transfer Date	Jun 29, 2022
Prior Transfer Doc	0202204188
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IN
Recording Date	Jul 6, 2022
Property Address	609 OAKLEAF DR, GARRETT, IN 46738-1820
Document Number	0202204188
Map Reference	PL 4 PG 184
Instrument Date	Jun 29, 2022
Instrument	202204188
Transaction Type	Transfer
Record Updated	Jul 20, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 OAKLEAF DR, GARRETT, IN 46738-1820

Mortgage

Document Number	0202204189
Date	Jul 6, 2022
Instrument	202204189

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,017.00 (+18.23%)	$240,200 (+23.56%) Land $44,300 Building $195,900	$240,200 (+23.56%) Land $44,300 Building $195,900
2024	$1,706.00 (+20.65%)	$194,400 (+13.22%) Land $41,000 Building $153,400	$194,400 (+13.22%) Land $41,000 Building $153,400
2023	$1,414.00 (-1.39%)	$171,700 (+12.15%) Land $36,700 Building $135,000	$171,700 (+12.15%) Land $36,700 Building $135,000
2022	$1,434.00	$153,100 Land $30,100 Building $123,000	$153,100 Land $30,100 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Lakeland Internet.

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