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609 Oak Dr, Capitola, CA 95010 Property Records

Santa Cruz County property record for 609 Oak Dr, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 2020
Square Footage1,106 sqft Living Area
Lot Size3,223 sqft (0.074 acres)
OccupancyOwner Occupied
Last Sale$1,385,000 (2026)
Tax Bill$13,565.00 (2025)

Property Details

APN / Parcel Number

Primary APN035-073-21
Alternative APN
  • 035-073-21-000

Interior

Bedrooms2 Beds
Full Baths1 Baths
Total Rooms4 Rooms
Building Area1,106 sqft Living Area
Gross Area1,306 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 2020
Architectural StyleBungalow Style
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof MaterialTile Roof
Lot Area3,223 sqft (0.074 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area200 sqft Garage
Total Buildings2 Total Buildings

Utilities and HVAC

Heating SystemHVAC Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address609 OAK DR
CityCAPITOLA
StateCA
Zip95010-2721
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 8 LOT 25,24
Legal SubdivisionRIVERVIEW TERRACE 00
Legal Lot Number24
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup2
Census Block2012
Census Tract121802

Owner

Source: Santa Cruz County records · APN 035-073-21

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address609 OAK DR, CAPITOLA, CA 95010-2721
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Mar 23, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 22, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Apr 05, 2019Grant Deed, Transfer · Conventional Mortgage
KRKABOB INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 24, 2026 · Amount on Record
Deed SaleMar 24, 2026 · Amount on Record
Prior SaleApr 05, 2019 · Amount on Record
Deed Doc Number20266383
Prior Transfer DateMar 17, 2020
Prior Transfer Doc0000009936
Record RefreshedSep 20, 2026

March 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 24, 2026
Property Address609 OAK DR, CAPITOLA, CA 95010-2721
Document Number0000006383
Map ReferenceMB 25 PG 2
Instrument DateMar 19, 2026
Instrument2026-0006383
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,523.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address609 OAK DR, CAPITOLA, CA 95010-2721

Mortgage

Document Number0000006384
DateMar 24, 2026
Instrument2026-0006384
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2056

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address609 OAK DR, CAPITOLA, CA 95010-2721
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIDELITY NATIONAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address160 VALLE VIS, CARMEL VALLEY, CA 93924-9689

Mortgage

Document Number0000045866
DateNov 03, 2020
Instrument2020-0045866
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

March 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateMar 23, 2020
Property Address609 OAK DR, CAPITOLA, CA 95010-2721
Document Number0000009936
Instrument DateMar 17, 2020
Instrument9936
Transaction TypeTransfer
Record UpdatedApr 29, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address609 OAK DR CAPITOLA CA 950102721, CAPITOLA, CA 95010-2721

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address609 OAK DR, CAPITOLA, CA 95010-2721
Document Number0000038999
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedDec 31, 2019
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address160 VALLE VIS CARMEL VALLEY CA 939249689, CARMEL VALLEY, CA 93924-9689

Mortgage

Document Number0000038999
DateDec 11, 2019
Instrument38999
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 10, 2049

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 05, 2019
Property Address609 OAK DR, CAPITOLA, CA 95010-2721
Document Number0000008649
Instrument DateMar 27, 2019
Instrument8649
Transaction TypeTransfer
Record UpdatedApr 18, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,062.00
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address160 VALLE VIS CARMEL VALLEY CA 939249689, CARMEL VALLEY, CA 93924-9689

Mortgage

Document Number8650
DateApr 05, 2019
Instrument8650
Lender
NameKRKABOB INC
TypeBank
AddressPLEASANT HILL, CA 94523
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 04, 2049

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,098,006 (+2%) Land $933,305 Building $164,701
2025$13,565.00 (+6.68%) Homeowner's exemption$1,076,476 (+4.04%) Land $915,005 Building $161,471
2024$12,716.00 (+2.2%)
2023$12,442.00 (+1.12%)$1,034,675 Land $879,474 Building $155,201$996,570
2022$12,304.00

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