609 NW 13th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 609 NW 13th St, Okeechobee, FL 34972

Property Summary

Property TypeVacant Land
Lot Size0.241 acres (10,498 sqft)
OwnerIndividual Name on File
Last Sale$287,000 (Dec 2025)
Tax Bill$491 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-16-37-35-0020-000E0-0050

Property Details

APN / Parcel Number

Primary APN3-16-37-35-0020-000E0-0050

Exterior

Lot Area10,498 sqft (0.241 acres)
Lot Dimensions150 ft deep x 70 ft wide

Location & Zoning

Street Address609 NW 13TH ST
CityOKEECHOBEE
StateFL
Zip34972-1923
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionMALLARD LANDING (PLAT BOOK 8 PAGES 94 & 95) LOT 5 BLOCK E
Legal Lot Number5
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group1
Census Block1009
Census Tract910201

Owner

609 NW 13th St, vacant land, is owned and occupied by an individual who bought it in December 2025.

Source: Okeechobee County records, as of January 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address609 NW 13TH ST, OKEECHOBEE, FL 34972-1923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 8, 2025 · Amount on File
Deed SaleDec 8, 2025 · Amount on File
Deed Document Number2025013872
Record UpdatedJun 8, 2026

December 2025: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKEECHOBEE FL
Recording DateDec 8, 2025
Property Address609 NW 13TH ST, OKEECHOBEE, FL 34972-1923
Document Number0000013872
Map ReferenceMB 8 PG 94&95
Instrument DateDec 5, 2025
Instrument2025013872
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 14, 2026
Title CompanyHB TITLE INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,009.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2293 W EAU GALLIE BLVD, MELBOURNE, FL 32935-3184

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 NW 13TH ST, OKEECHOBEE, FL 34972-1923

Mortgage

Document Number0000013873
DateDec 8, 2025
Instrument2025013873
Lender
NameCOASTAL LOANS LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term241 Months
DueJan 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 609 NW 13th St was $491.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$491.00$25,000 Land $25,000$25,000 Land $25,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 609 NW 13th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 137 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies137 in force
Nearby Flood Claims52 (2004–2021)
Claims Outside the SFHA3 of 52
Most Recent ClaimFeb 2021 · rainfall accumulation
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 15 claims
  • Hurricane Wilma, Oct 2005 · 9 claims
  • Hurricane Frances, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 NW 13th St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on NW 13th St

Nearby Streets

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