Champaign County property record for 609 Northgate Dr, Saint Joseph, IL 61873
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,280 sqft · built 2003 |
| Lot Size | 0.172 acres (7,512 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,500 (Apr 2004) |
| Tax Bill | $4,657 (2024) |
| Deeds & Mortgages | Feb 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-11-404-012 |
| Primary APN | 28-22-11-404-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,280 sqft Living Area |
| Gross Area | 2,960 sqft |
| 1st Floor Area | 1,280 sqft |
| Basement Area | 1,280 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Other |
| Lot Area | 7,512 sqft (0.172 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 20 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 609 NORTHGATE DR |
|---|---|
| City | SAINT JOSEPH |
| State | IL |
| Zip | 61873-9228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 35 THE MEADOWS OF ST JOSEPH 1ST SUB |
| Legal Range | 10E |
| Legal Township | 19N |
| Legal Section | 11 |
| Legal Subdivision | THE MEADOWS OF ST JOSEPH 1ST SUB |
| Legal Lot Number | 35 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | ST. JOSEPH |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 10701 |
609 Northgate Dr is owned and occupied by two individuals who bought it in April 2004.
Source: Champaign County records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 NORTHGATE DR, SAINT JOSEPH, IL 61873-9228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2004 · Amount on File |
| Deed Sale | Apr 16, 2004 · Amount on File |
| Prior Sale | Jan 7, 2003 · Amount on File |
| Deed Document Number | 200410709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 609 NORTHGATE DR, SAINT JOSEPH, IL 61873-9228 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001885 |
|---|---|
| Date | Feb 6, 2018 |
| Instrument | 2018R01885 |
| Name | UNIVERSITY OF ILLINOIS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CHAMPAIGN, IL 61820 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2033 |
| Rate | 3.87% |
|---|
Source: Champaign County assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | St. Joseph Township |
| Municipality | St. Joseph Village |
| Elementary School District | St. Joseph Community Consolidated School District 169 (KG - 08) |
| Secondary School District | St. Joseph-Ogden Community High School District 305 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $77,470 Land $16,180 Building $61,290 | $232,410 Land $48,540 Building $183,870 | |
| 2024 | $4,657.00 | ||
| 2022 | $4,107.00 Homeowner's exemption | $61,830 Land $12,910 Building $48,920 | $185,490 Land $38,730 Building $146,760 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 609 Northgate Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 609 Northgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Pavlov Media Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Volo.net Internet+Tech Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Fidium Fiber, Nextlink.
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